Travel insurance 'last minute'

FormerMember
FormerMember
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we are awaiting confirmation but looks like hubby has metastic disease from malignant melinoma. we are due to travel to USA on monday to visit our duaghter who is working in Disney. i wondered if anyone can point us in the direction of a good company that will insure terminal illness at such short notice. Thanks

  • Hi and welcome to the online community

    I'm sorry to hear that your husband's melanoma has spread. I myself was diagnosed with melanoma three years ago so understand what a shock it can be.

    Unfortunately, it can be more difficult to find reasonably priced travel insurance when you have had a cancer diagnosis especially if that diagnosis is terminal. 

    I hope I don't sound insensitive but has your husband had a terminal diagnosis, eg. there are no more options or treatments available, or is he incurable, eg. there are still treatments such as chemo, radiotherapy, etc? This is an important distinction to make as it will affect the cost and ability to get insurance. If he is classed as terminal then check with each provider that you ring what they class as terminal because some class it as having less that 6 months to live whilst others will say that it's less than 12 months to live.

    I don't know whether you've looked through the Recommended Travel Insurance thread yet as it's where we try to keep recommendations from other forum members who have obtained travel insurance. Clicking on the link I've created will take you directly to it if you haven't seen it. 

    It is best to phone the travel companies rather than try and do online quotes. Make sure you have all the information to hand about your husband's diagnosis and treatment before contacting the insurers. This is a list of common questions that insurers might ask when you're applying for insurance.

    Some insurers will ask for a letter from your doctor to prove that they have given you permission to travel. In any case it's always best to make sure that you have checked with your doctor that it's okay to travel and that this has been recorded in your notes in case of a claim.

    I do hope that you can get travel insurance and that you have a great holiday

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