Hello Soulman,
I haven't used Lighthouse but do have an annual policy with Holiday Safe which is part of the same group of companies. I bought that via Albert & Eddie which is, guess what, part of the same group of companies.
I don't know if you are aware that Macmillan recently partnered with Lighthouse?
If you use Albert & Eddie you should receive competitive quotations from all of their group companies from completion of just one proposal form. I did this and Holiday Safe offered me the best quote.

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