My husband died in my arms on the 2nd May (2009) - what happens now?

Hi Helen and everyone, Helen I paid our mortgage off when we were lucky enough to get paid out from our insurance and just a word of advice if you don't mind me saying, I wished I'd left £100 on it that way you don't have to look after the deeds and you only have a tiny tiny tiny mortgage to pay each month. My day is ok so far. Sorry but I can't get used to the free time either and making my own decisions and not going down the women's isle in supermarkets.

All take care.

Kev xx

Hi Kev

Funnily enough the girl at the building society asked if I wanted to keep a £1 in the account as we would have still had 5 years to run on the mortgage. She said then if I ever need to borrow again I am an exisiting customer and not a new one. No interest will be charged on that. I already have the deeds here when we swapped the mortgage over a couple of years ago and I have also had just my name put on them.

Helen xx

Hi Helen, how do you just get your name on them, I never thought of that.

Kev xx

Hi Kev

I had to download a form from the land registery and send it to our local Land Registery office with a death certificate. I think that was all. Do a search for Land Registery

Helen xxx

Hi Helen, I will and thanks

Kev xx

Edit****

Kev go to Land Registry website, click on forms and publications then policy documents then download form DJP

Helen xxx

Hi everyone. I've calmed down now. Did the ironing and had a cry and now I feel much calmer. I just wanted to say thanks for the land registry advice Helen. I had my will written up a couple of weeks ago and the solicitor mentioned getting the deeds changed. She said lots of people forget or assume it is automatic. It had gone clean out of my head but now you have mentioned it I will do it this week. I paid off my mortgage completely after Chris died and the solicitor who wrote Chris's will just before he died and then mine more recently is keeping the deeds safe for free. She said it isn't quite as important as it used to be now that the land registry is all electronic.
I think you are all right about the freedom thing. I haven't a clue what to do with it, don't want it and so I think I try to fill it all with jobs. I am going to make a very serious attempt to do as little as possible for the next week.
Good night everyone. Ailsa xx

Hi, good night.

Kev xx

Hi, thanks Helen.

Kev xx