Critical illness definition

Hi Megan, I wanted to confirm if the criteria if the criteria is still the same? I was diagnosed with TC, had my surgery a few weeks ago and in recovery. My histology reported outlined I had a seminoma pt 1, I submitted a claim on my critical illness policy but am quiet anxious as waiting for it to be assessed. Could you share any thoughts or knowledge you have on this?

Hi Trev, just had a notification on this thread. I’m with L&G. Had stage 1. All I had was surgery no chemo. And I got paid out. Couldn’t believe it. Soon as you get your results send it to the insurance. 

Hi, I had surgery and told to do 1 round of chemo. Unfortunately, I can't do the chemo due to underlying health conditions, do you know if stage 1 seminoma still satisfies the abi definition? Do you mind me asking was your claim submitted recently as note this thread is outstanding many years. Good luck in your recovery.

My claim was two years ago. And yes I couldn’t find much online recent either. But I suspect you’re covered! You’ve had surgery and lost a part of your body. You was also due to have chemo and can’t. I’m certain you’ll be covered. Who are you covered with? 

Hi, thanks for your quick response. I was very anxious about this and was looking online to try and research this but I remain none the wiser. I have a critical illness policy with my employer and it is with Unum who are currently assessing the claim. I am trying to determine if pt1 seminoma still satisfies the ABI definition? If it does this would be the minimum requirements the critical illness policy would need to follow for a potential payout out but can't seem to locate this online. I am trying to educate myself if they refuse the claim for some reason.