I was told that if life expectancy is more than 12 months it is incurable if under 12 months it is termanial

Wow! Thanks for the tip off!!! Enjoy your hols xxx

I’m the same as soon as you say your terminal and the cancer you have, mine is lung cancer the say  sorry we can’t go any further with the questions, it’s gutting I know a few friends of mine who have cancer and they’ve got insurance I just don’t get it.

 Evan  can I ask if you are on any treatment ? Have you been told you are terminal with x amount of time to live ? This could make such a difference when it comes to travel insurance. I am incurable, years ago people would have said this meant I was terminal, but terminology has changed such a lot, and incurable does not mean terminal anymore. I am sorry if this does not apply to yourself, but is so important to get the wording correct when applying for insurance. 

Try Insure Cancer. They are expensive but cover everyone. When I was shopping around for my partner who is having successful immunotherapy & no one would cover him, a very nice woman told me that he wasn’t ill enough for them! I eventually got an annual couple insurance for Europe with Insure & Go for £1700. No one else was interested. I put the details in online for a quotation but didn’t buy the policy & they phoned me back & asked why I hadn’t gone ahead. When I said it was too expensive he took £200 off. 

Hi

3 years ago I was diagnosed with my lung cancer, & that I was told it was terminal, they couldn’t give me how long I will live for other than it’s between 1-7 years that people with my condition records have been that they lived between these times.

I‘ve had chemotherapy & immunotherapy, but just continued then with immunotherapy for a long time but that had to stop that as I got emphysema as well and the immunotherapy can sometimes make your breathing worse to which my breathing have.

All that they can do is monitor my tumour by having the ct scans and touch wood it’s stable, in the beginning of this it was touch & go with me I was on treatment within 2 weeks of been diagnosed.

if my tumour starts to get bigger then it means I go back on chemotherapy, not sure about the immunotherapy again. 

I’ve explained to the insurance companies I’ve phoned but everything I reckon is read off a script as i get so far by answering the questions they then they say I have to stop you there, as we can’t go any further, they can’t  give me the reason why which is very frustrating. I always tell the truth as I have other health issues as well. I’m so desperate for a holiday abroad. As I said a few companies will insure me but they want to charge you the earth, I can’t justify paying that. 

Hi

i will try this company but I got a feeling I already have phoned this company,  and it was no, I shall let u know. 

Update - just been online and l have single trip cover from SAGA for me and my husband for £336.
Insurance with refused cover for me. I am 3c ovarian cancer at diagnosis 3 years ago. I am in remission. I am so well l haven’t had a scan for 6 months! I take oral chemo maintenance Niraparib. I have no other health conditions apart from a stoma as a result of surgery 18 months ago. It doesn’t make sense! 

Update: l have just got single trip insurance with SAGA for my husband and me for £336! Insurancewith have refused me cover. I am in remission. 6 months since last scan which showed remission. I am taking an oral chemo maintenance for ovarian cancer - the only side effect is fatigue. I have a stoma as a result of surgery but no other health conditions. 

How can I find my own posts on this site?