Critical Illness Cover with L and G

Hi

I had a payout on my critical illness not with same company. I was quite surprised to be honest as same as you other non invasive cancers were listed as not covered. Thyroid wasn't mentioned on the policy. I have heard of others not paying out though. From what i understand its black and white either you fall into their category of being covered or you don't. I literally just got a phone call unexpectedly asking where i wanted it paid there were no queries or difficulties. 

Littlerobin 

I also had a pay out from a different company. I had follicular cancer 1.8cm no spread had a TT, all they wanted to know was was it invasive and mine was classed as minimally invasive, I sent forms off and then I had to give them permission to talk to my McMillan nurse (didn’t even contact consultant) which they did and got my payout with about 2 weeks of sending forms off, I was also very surprised  

Mine also paid out from a different company. Mine had spread to the lymph nodes so I guess that's what made it count for them.

Truth is you can't decide for them. Send in the forms and put it to the back of your mind. If nothing happens, then you weren't relying on it anyway. But if it does, well that's a small blessing in this difficult time.

Good luck!

Thanks for the reply folks. We sent the forms off today so fingers crossed. I checked our policy again and L and G are guided by Association of British Insurers and the classify my wife cancer as for a payout on thr policy. We will have to wait and see. 

Hi there bbosh

I’m not sure if this thread is still open but...

I am in the process of collecting the docs and submitting a claim similar to yours (Minimally invasive Follicular carcinoma of the thyroid with 1 focus of vascular invasion and 1 focus of capsule invasion, which was 30mm in size with PT2 staging) on behalf of my wife and was wondering if you wouldn’t mind sharing who your policy was with.

many thanks 

Hi

No I don't mind it was AIG. Good luck with it all. 

Worth a try but thyroid cancer is very very treatable 

I had it 18 years ago had radical neck surgery and iodine treatment, been ok since

good luck 

Many thanks, it’s very much appreciated - think I asked the wrong person, but I’ll try again! 

best wishes 

Hi there bbosh

I’m not sure if this thread is still open but...

I am in the process of collecting the docs and submitting a claim similar to yours (Minimally invasive Follicular carcinoma of the thyroid with 1 focus of vascular invasion and 1 focus of capsule invasion, which was 30mm in size with PT2 staging) on behalf of my wife and was wondering if you wouldn’t mind sharing who your policy was with.

many thanks 

Hi , I had a policy with legal and general which has just recently paid out in full , it took around 7 weeks ,I have follicular variant capsular and vascular invasive,5cm, 3 foci,hope this is of some help

Cheers

Carl