Critical Illness insurance Cover

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Hi Guys

i have a question regarding life insurance, prior to my diagnosis of prostate cancer I had “luckily” been paying into a health insurance policy with critical illness cover, which I activated and successfully got a payout on. Now that insurance policy has been paid out on, it has been closed by L&G.

I still have another life insurance policy with L&G but without critical cover, so my question is this.

Scouring the numerous life insurance websites, I’m finding that companies will not take me on, so does anyone know of any insurance company that will take on someone who has been informed that they no longer have cancer for critical illness cover or is the general opinion that this boat has now sailed.?

thank you in advance

John

  • Good Evening John ( 

    That's a great question, however I can't answer it (Even if I could the regulations governing my "proper" job prevent me from doing so) however here's a link to a man who can:

    Ask a Financial Guide 

    Just click on the link I have provided, copy and paste your question and you should receive a full reply. Please allow a couple of days as often they get quite busy.

    Best wishes - Brian.

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    Macmillan Support Line - 0808 808 00 00, 7 days a week between 8am-8pm

    Strength, Courage, Faith, Hope, Defiance, VICTORY.

    I am a Macmillan volunteer.

  • Cheers Brian much appreciated… I shall report back when I know Thumbsup tone2

  • Hi JohnyBoy,

    I'm only guessing, but I would think that even if you did find an insurance company that was prepared to offer you critical illness cover then the premiums would be loaded so very expensive & may even exclude any cancer related illness. 

    It will be interesting to see what reply you receive back from ''Ask a Financial Guide''.

    Best Wishes

    Brian

  • Hello Everyone

    As an information post - at the top of the page there is a link to "Ask an Expert". If you click on the link you will see 4 forums where you can ask specific questions and see all the answers. The 4 forums are (and here's the links).

     Ask a Financial Guide 

     Ask a Work Support Adviser 

     Ask a Nurse 

     Ask an Information and Support Adviser 

    All free to use and you can expect an answer within 48 hours.

    Best wishes - Brian.

    Community Champion badge

    Macmillan Support Line - 0808 808 00 00, 7 days a week between 8am-8pm

    Strength, Courage, Faith, Hope, Defiance, VICTORY.

    I am a Macmillan volunteer.

  • Hi all

    this is the question I asked and the answer I received with regards to looking for new critical illness insurance following a successful insurance claim for 3+4 prostate cancer, from James the financial guru from MacMillan.

     RE: Critical Illness Cover 

    Best regards

    John