What is considered cancer related when it comes to insurance

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Hi everyone - my usual insurance will not cover me for anything cancer related  until 12 months after any surveillance etc is over. I am just coming to the end of chemo for bowel cancer so I’m just wondering whether anyone has gone on holiday just using insurance for general cover but not for anything cancer related. I know nothing sudden will reoccur in a two week period but my concern is what might be considered related to the cancer - for example a blockage or even if I get some stomach issues will they consider that related to the bowel cancer? I will contact the insurance and ask but I just wondered if anyone has had the same considerations. I obviously don’t want to risk not being properly covered. Thank you x

  • Hi  and a very warm welcome to our group

    Unfortunately, as you've found, it can be more difficult to get travel insurance that will cover your cancer diagnosis.

    Since being diagnosed, I have always got travel insurance that will cover my cancer diagnoses as I'd be anxious that no matter what I claimed for, the insurers would say that it was cancer related and not pay out. Plus if my cancer recurred before I went away, I wouldn't be able to claim under cancellation.

    Have you had a chance to look through the 'recommended travel insurance' and 'recommended travel insurance 2023-24' threads yet, as you'll find lots of suggestions for travel insurance there? I've used payingtoomuch.com and goodtogoinsurance.com in the past, both of which have covered my cancer diagnoses.

    Let me know how you get on.

    Anne

    Community Champion Badge

     "Never regret a day in your life, good days give you happiness, bad days give you experience"

  • Thank you for the reply Ann - I haven’t done too much research as yet as was hoping to use my current company with which we have annual insurance. But that’s what I was worried about - that even if it’s something seemingly unrelated then they could easily somehow link it! I’ll take a look at the threads - thank you x