Travel Insurance USA

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Hi, I’m looking into a short break in New York but the insurance quotes are through the roof, costing thousands.  I have secondary metatastic breast cancer but I’m pretty well.  Can anyone recommend an insurance company please.  Thanks Ali

  • Hi  

    A short break in New York sounds lovely but, as you've found, it can be more difficult to find reasonably priced travel insurance when you've had a cancer diagnosis. 

    Have you had chance to look at the recommendations in the 'recommended travel insurance' thread yet? If not, clicking on the link I've created will take you straight there. You might also want to look at this thread as it includes a link to a Travel Insurance Directory. 

    Most people recommend that it's best to phone the insurance companies rather than try and do online quotes as often at the end of the online quote it will tell you to phone the company and you'll then have to go through all the information again. Also, sometimes the broker can refer to the underwriters to see if they would provide cover when an online quote might just give you a straight refusal. 

    Do come back and let us know how you get on

    x

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  • Hi Latchbrook, Thanks for this advice.  So far I’ve either been turned down or have to pay £1800.00. Crazy as I’m healthy!

    I tried those links but you’re right, I’m going to start phoning as it’s easier to explain my condition. Thanks Ali 

  • I hope you're able to get some insurance that's a bit more reasonable than £1800!

    x

    Community Champion Badge

     "Never regret a day in your life, good days give you happiness, bad days give you experience"

  • I'm also having same problem.i visited Ohio in June last year with my daughter I took no insurance for my self as it was coming in at nearly 2,000 for ten days,our flights& hotel was only £1500!!! SRofljust took it out for daughter.im stage 4 ovarian,liver,duodenum,kidney I took 2 week chemo break but I found chemist(18 months quite easy with only hair loss side effects for me..I'm going to stay wRoflh friends now again& I'm only there a week I'm taking out basic insurance just to cover normal illness not sure if will work if needed but along with morpheme,my other pain relief,stoma certificate,Roflim prepared but I'm unable to pay £1800 for a week,espec as my flight only £500RoflFace palmif I'm I'll I'll crawl back on my flight trust me,I'm norm well but got everything as I'm trying to cover as best all the meds I need incl anti biotics....my time is running out but I'm certainly not letting anything stop me from enjoying these last year or maybe two if I'm lucky.im due to fly again in July I start chemo the day after I come back on 30 th Jan so hopefuly I'll be symptom free my next visit in June...I don't do dangerous sports I just wanted see friends before start chemo again which may may not work this time as this will be my 3 rd 5 month chemo in 18 months,mines very aggressive& my cancer inhibitor tablets didn't work....some say I'm selfish but I'm 54,,and I'm not just sitting down to wait to die,I'm active it's only recently the fluid is building around duodenum from  my liver ,which is causing discomfort under my midrift..hopefuly I can get there & back in a week with no other problems than discomfort..in hind sight I wouldn't have booked but only booked on Monday and got new scan results yesterday Fri but I'm not wasting my £500 I paid for flight....

  • Hi  

    I'm sorry to read that you're also having difficulty getting travel insurance for a trip to America that you've already booked. You could have a look at the recommendations in the threads that I've linked AliWtem to if you'd like.

    I'm not sure if you're proposing to try and find travel insurance that excludes your cancer when you said

    I'm taking out basic insurance just to cover normal illness

    or if you were thinking of not declaring your cancer diagnosis. I do believe that some people have been successful in getting travel insurance that excludes their insurance and you could search the group for these recommendations.

    If you were meaning though, that you were not going to declare your cancer, you might find in the event of a claim, that the insurance company would not pay out because they would say that you had not declared your whole medical history.

    I do hope that you're able to get the insurance cover that you need an that you have a lovely holiday.

    x

    Community Champion Badge

     "Never regret a day in your life, good days give you happiness, bad days give you experience"

  • Hi Tracy, I’m so sorry to hear your cancer is aggressive I hope you’re feeling okay.  Thank you for responding and I hope you thoroughly enjoy your holiday, you deserve it.  Best wishes Ali