Travel Insurance

PFJTHS 24 days ago

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I know there is a Travel Insurance thread, but I though I would just update the group.

I have the Nationwide FlexPlus bank account with inclusive travel insurance. Previously they have insured me for everything EXCEPT the cancer related issues. Nationwide recently changed insurance companies to Aviva and I checked with them yesterday about my cancer, being 8 1/2 months post the last treatment. They are again happy to insure me on the basis of worldwide cover with the exception of the cancer with no additional premium. I am quite comfortable with this as we have learnt to book "last minute" to minimaise the risk of a cancellation due to the cancer and, if I have a problem from the cancer/treatment effects, I see virtually no reason why I would have to curtail my holiday instead of dealing with it on my return.

Hopefully this may help those wishing to travel but are finding getting insurance difficult.

Beesuit 24 days ago

Thank you Peter. That’s useful information. I am in the middle of a claim ( but not for cancer I would like to make clear) If you have insurance with a Bank, for heavens sake make sure you know exactly how they would deal with a claim, because they farm out claims to claims agencies and you are left in limbo. It pays to deal directly with the underwriter which is what you have suggested.

Dani

Base of tongue cancer. T2N0M0 6 weeks Radiotherapy finished January 2019

I wrote a blog about my cancer. just click on the link below

https://todaymycoffeetasteslikechristmasincostarica.com

Macmillan Support Line - 0808 808 00 00, 7 days a week between 8am-8pm

Liz111 23 days ago

Useful to know. I currently have an annual policy with LV, but for Europe only. Like yours, it covers me for everything except the cancer. We spend a lot of time in Cyprus and for extended periods. The LV policy covers 90 days at a time and is ideal for us. I don’t worry about the cancer exclusion as we are only ever a 4-5 hour flight away…and in extremis, medical services in Cyprus are excellent, not extortionately expensive and, crucially, accessible usually within a couple of days at most. Like you, I can see no reason why I should need to curtail breaks rather than deal with it on return…so I don’t worry about it.

Liz

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