What is terminal when looking for holiday insurance??

Hi Tracy

I have previously posted asking the same question, to which I have had varying answers.  I have been searching for travel insurance for my husband who has lung cancer with secondary liver and bone mets.  Someone replied to me saying that they are incurable but don't class themselves as terminal.  My worry with that was that it doesn't matter what you class yourself as, it is what the insurance companies class you as that will determine whether they would step up and pay for medical care should it be needed whilst on holiday.  I think the only advice I can give is to be guided by your oncologist and tell the insurance company absolutely everything.  (Even put it in an email to prove what was asked, you may need to rely on this at a later date).

The main thread which ran through this topic is the timing of your travel insurance. i.e. not whilst waiting for the results of a scan etc.

As yet, I haven't found an Insurance Company I can recommend but if I do, I will definitely post it on here.

Good Luck with your search

I hope you get sorted for your family holiday

Janet

Hi Tracy. I'm in a very similar situation to you. Secondary breast cancer with mets to lungs liver and bones taking MST. My insurance used to be quite reasonable until I started with the painkillers.

I have used InsuranceWith and MIA. Both have had my full medical history and both have interpreted my condition as incurable but not terminal. If in any doubt always ask them to clarify the meaning when you speak to them.

Even with the big hike (week in Mallorca up from £44 to £215) I am still going away-next week in fact!

If you're sticking to mainland Europe then Eurotunnel are generally the best bet. No medical questions.

Good luck.