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This thread is a place where members can discuss their travel insurance success stories.
If you are thinking of going on holiday, read Macmillan's information on travel and cancer to help you get the most out of your trip.
Read our latest blog to hear from Online Community members who have managed to find the right insurance at a fair price.
Plewse be mindfuk.of your responses...
Some if us have o choice and are unable to fly..so looking at the expense of cruises arc is no choice of our own.
Thank you for all of the recommendations so far... it certainly does take some of then time and phone calls away.
Happy holidays everybody x
I will be; didn't mean to cause any offence. I don't mean to start a war over this, just making people aware, but what I said is true. So many people seem incredulous as to the cost of cruise insurance, but that's why it's expensive and it's something to take into consideration if thinking about a cruise. There is always Eurostar to consider or a holiday in the UK; we have a great country to see, even if the weather isn't great all the time. Scotland is magnificent in any weather, all you need is the right clothing! We take lots of short breaks in the UK. Everyone makes their own choices though.
Did you answer yes or no to the terminal illness question .I told them (saga) quoted me £888 I’ve always had them but can’t afford that .
Hi mic19 and welcome to the travel insurance group
When you reply to a post it automatically puts your response last so, you need to put the name of the person you're replying to at the start of your reply so they know you're asking them a question. If you can tell me who this was meant for I'll 'tag' them so they know you've asked a question.
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Thank you to everyone for the help .Know what I’m doing this weekend .X
So sorry rubbish at this sort of stuff .It was chellesimo .Thanks
That's great news that you've managed to get decent cover for a decent price with Saga.
mic19 has recently joined the group and wants to ask you the following question
"Did you answer yes or no to the terminal illness question.I told them (saga) quoted me £888 I’ve always had them but can’t afford that."
and I was hoping you could help.
Just arranged annual multi trip insurance covering the USA with Holidaysafe Insurance. I have previously been with them but last year was diagnosed with breast cancer, had chemotherapy, mastectomy, axilary node clearance and radiotherapy. Cost of insurance £112 which is only £12 more than when I last arranged it in 2017
I didn't even bother ringing any other companies as I was totally happy with that quote
Sorry for the late reply, I don’t seem to have received any notifications, and have only just come across this by chance this morning.
To answer your question, No I did not tick the terminal box. I am incurable but have been stable for 4 years so I do not class myself as terminal. What I have found useful as well is to leave booking the insureance closer to the time of the cruise. For instance we have booked another cruise for June and my oncology appointment is in May, so I won’t book the insurance until after that appointment. Then the question of “are any hospital appointments due before the holiday” box is not ticked either. Now I know that if at my appointment it ends up I have to have treatment and I cannot go on the cruise I may lose the money I have paid, or I may be able to postpone the holiday for another time. But this seems like a much better way to do it for me.
Another point to make that may help others, is that I hadn’t looked at Saga before because I am under 50 so didn’t think I could get insurance with them, but my husband is 52 so we put his name as the main insured person which then covered me on the same policy.
Hi, new herr and looking for recommended insurer's for travel. Already have a 5 day Disney Paris trip booked for my daughter's 5th and quotes are £1000! Surely there's better out there, it's France not a war zone!
Hi without any info as to what type of cancer and prognosis its hard for people to offer advice other than some general advice about trawling to see who offers the most reasonable cost for the cover you need.
Here is something I posted on another query today, costs were very reasonable less than £40 for a couple, 8 nights in the canary islands
Hi, in the past I have used Eurotunnel Insurance but they have changed the areas they cover, but I believe mainland Europe is all they cover now, so should be ok. The only ask a couple of questions which are - has the doctor advised you not to travel so make sure your file is marked fit to travel and have you been given a terminal diagnosis, if you can answer these questions to their satisfaction you and your cancer are covered. Or that's how it worked last year when I used them.
Good luck and hope you get sorted as its a pain trawling around
Well untried for quotes for a day trip to France back in November.. 2 refused as 8 am currently undergoing chemo for stage 4 brain tumour... another said £7 but wouldn't cover the cancer... ?! And the point is?
Then the last wanted over £1000 .......
Needless to say we didn't bother x
Hi there - my first post!
Some background on the roller coaster we've been on. My 54 year old wife was diagnosed with breast cancer just over 2 years ago, and then in November 2017 was diagnosed with a glioblastoma. It was initially Stage 2/3 (treated with surgery, radio, chemo) then it grew shockingly rapidly up to May 2018 (maybe to Stage 4). It then started shrinking as we saw in the July and Nov scans after changing chemo, procuring cannabis oil and changing diet (Rainbow Diet). She's been feeling pretty well in the main, and the next scan in 2 weeks' time, so fingers crossed. Re insurance, the neuro-oncology nurse tells me they would not use the word "terminal", but they would say she is now on palliative treatment because it is not curable (i.e. "terminal", I would have thought!?).
In 2018 we managed several trips within Europe and also to Turkey and Hong Kong (where she lived as a child!). Boots Travel Insurance charged us typically £50-100 and £150 for HK which seemed very reasonable. This year we want to continue with travelling (e.g. Maldives is on the list, maybe Cuba), but we learnt Boots have recently changed their policy and will no longer insure us because she is on Steroids (Dex). Other companies so far have quoted £3000 and £5600 or else refused to quote.
First a comment - I thought it worth saying that, if you are not on steroids, Boots could be worth a look.
And questions - any other ideas for other companies to try in this case? Any advice?
What are the risks of her not being insured for cancer, say if we stay within Europe with E111 - I figure even if she has a seizure and collapses again, the E111 arrangement should be able to get her back on her feet OK enough to fly home at least. Thoughts?
Hi Rob04 and welcome to the online community
All these planned holidays sound very exciting! Unfortunately, as you have found, it can be more difficult to find travel insurance when there is a cancer diagnosis involved. The NHS website doesn't recommend that you rely on your EHIC card if you stay in Europe as it doesn't cover you for cancellation of your holiday, lost or stolen luggage or the cost of being flown home if your wife was to be taken ill and needed to be brought home. It's also warning that your EHIC card may only be valid until 29 March 2019 if we leave the EU without a deal in place.
I don't know if you've had a look through this thread yet as it's where we try to keep recommendations from other forum members who have obtained travel insurance and there may be a company listed here that you haven't tried yet. When you do obtain insurance it would be really useful if you could add your recommendation to this thread too.
Most people suggest that you phone the travel companies rather than try and do online quotes as it's easier to explain to someone than try to complete an online form.
I do hope that you can obtain the travel insurance you need and enjoy some more wonderful holidays!
I was diagnosed and treated for breast cancer last year. Fortunately it was found at an early stage with no spread and other than hormone treatment I have now completed treatment. Today I attempted to renew our travel insurance with LV insurance, not only would they not insure me for breast cancer but they also refused to insure me for my high blood pressure, something they had been doing for years. They reason is incomprehensible despite two phone calls - probably best summarised as computer says no! I also looked at Boots insurance and got on online quote covering both my medical conditions and also my husbands' for cheaper than LV. Seems like there may be some positives from having a cancer diagnosis. On principle we will probably move all our other insurance policies from LV following their unhelpful response.
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