Travel Insurance

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Thank you for everyone who has posted

I had oesophageal cancer 4 year which was treated by chemotherapy and an operation

In May 2025 it was discovered that it had spread to my lymph nodes. It was treated with chemotherapy and I am now undergoing immunotherapy,. The disease is terminal, but I have a life expectancy of at least 12 months

I contacted by phone the following companies and here is their responses. None would provide cancellation cover for the full cost of £20,000 and all involved phone calls over over 40 minutes

Nationwide Flex travel insurance does not cover terminal illness

Insurance with, would not provide cover for a terminal illness

All clear, Stay sure, and Albert and Eddie would give maximum cancellation cover of £5,000

Contacting brokers via the BIBA specialist service did not find any one who could provide cover at a reasonable price, the premium form one was the full cost of the holiday!

Holiday Safe provided £10,000 cancelation cover for just over £1,000

It is a long process but worth it.

  • Helen, is the £20,000 the cost of your trip or the total cost for you and a partner/friend/other? 

    I‘m asking because £20,000 sounds a lot for one person’s flight and accommodation. If there are, say, two of you you’ll need cover for both of you and each of you are likely to be covered for £20,000.