Lack of diagnosis!

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This is a slightly niche one- I had stage II rectal cancer treated with radio/chemo/brachytherapy and declared that to my insurers (Staysure). Ever since my 3 month check I've had cell dysplasia at the site and have been in discussion with the oncology and surgical teams. Initially, this seemed like it could come out at a simple endoscopy but the surgeons have decided that they prefer to go in with the night of the big knives and do an LAR, which I have pretty much resisted.  However, they said I'm fine to go on holiday... and physically I am great, with no side-effects of the treatment which ended over a year ago.

Declared  all this on the phone to Staysure today and they asked what the diagnosis was.  They have absolutely nothing which encompasses "cell dysplasia". I tried them with "pre cancerous polyp" which seemed like the best bet in general terms.. no. They said to call back when I could give them a diagnosis which can be put onto  their system.  I've gone through my recent and relevant  clinic letters and there isn't one!- just mention of cell dysplasia!

Has anyone any idea what to do when there just isn't a medical term that fits? I assume all the other insurers will do the same- our policy is up for renewal anyway and I want to change to single trip only so am prepared to shop around, but a computer is a computer! 

 I can't even think of another term to fit this... and I'm a medical secretary so I do know a few! 

  • Maybe try albert&eddie or Insurancewith / Holiday Safe. Albert&eddie is a comparison site and part of a group that also owns the other two.

    I was declined by my insurer, Staysure, after chemo for recurring prostate cancer (with ongoing hormone treatment) but obtained worldwide annual cover with Holidat Safe via allbert&eddie.

    Made in 1956. Tested to destruction.
  • Thanks so much! Mine is also Staysure - they have been very good so far and haven't declined me this time (yet!) but they seem very nonplussed by what I've told them! I've heard of the ones you mention, will definitely have a look.  Hope you had a great holiday too!