Recommended travel insurance 2023-2025

It depends what you call prohibitive. My partner has a melanoma but the immunotherapy he has monthly has made his secondary lesions vanish. He also has other health problems & is 75.

I’m younger & relatively OK. We have an annual insurance for both of us from Insure & Go for £1700 for Europe. If you are a couple it’s best to be on the same policy so you can be repatriated together if necessary.

As I said before, fill the details in online & if they give you a quotation just leave it hanging. Someone phoned me back & asked why I hadn’t taken it out, too expensive I said, so he gave me a £200 discount.

We’ve sold our properties in Spain, but if you are paying community fees, IBI, basura & non EU member second home tax, electricity & water fees, that’s probably about  5000 € a year. Too much wasted money to not visit your home! 

Hi Vix2000, Well, I've now suspended the chase as I've just had an echocardiogram for a believed heart murmur and that further complicates the issue. We're now considering taking the best possible medical cover we can find in Spain - that's where our place is located - and accepting that if I was to die out there that my partner would cremate me out there and not repatriate my body. The cover we've looked at deals with public and not private hospitals so my GHIC card would count. Sorry for the late reply I've been away for a few days - in a wet and windy North Wales! Best wishes.

Thanks for the above. Our property really belongs to my partner and we too have considered selling it. My search for cover is currently suspended as I had to undergo an echo-cardiogram for a believe heart murmur which only complicates matters further, That kind o f premium might interest me so once I hear the results of the echocardiogram I'll give them a call. We have also been exploring potential cover in Spain and taking a view on serious hospitalisation. We've also decided that in the event of my death out there that we would not repatriate my body. Many thanks for your message. I'm sorry for the delay in replying only I've been away for a few days in a wet and windy North Wales.  

Thanks for the reply, hope everything goes well with the heart murmur. Similarly my recent scan has shown a couple of enlarged lymph nodes near my heart which they are hoping is due to infection but I need an early scan in April to see if there is further change, so again, my search is postponed currently!!!

It just seems to be one thing after another at the moment. If cancer wasn't enough, I have high blood pressure and a heart murmur to add to my worry list in insurance terms. They're all under control through treatment yet that doesn't seem to count for anything. Add into the mix a knee replacement 12 years ago and it becomes a disaster. It's enough to make a lad feel proper glum!

A knee replacement 12 years ago shouldn’t count. 

It shouldn't but it did. They wanted to know had it ever dislocated which it hasn't and I suppose it indicates whether I may have osteo-arthritis. 

I know this won't apply to 99% of you as we have a motorhome but I've just renewed our annual multi-trip travel insurance with the Caravan & Motorhome Club. Anything related to my cancer is excluded until 6 months after my treatment has finished, this isn't a problem as we will only travel to France this year and if I have an issue we can be home in 24 hours from anywhere (we live near Dover so no UK traffic holdups on this side). We're not going until mid June and my treatment ends 30th April all being well. 

That’s interesting. I would be happy to exclude my cancer as it is unlikely to cause an immediate medical emergency.  Do you know which company they use?

Hi Vix2000

The only info I can find is that it looks like they are underwritten by Collinson Insurance and checking on them they are only underwriters but they mention Saga & Easyjet as other companies they work with.  When the policy paperwork arrives I'll have another look to see if I can find any more info.

H