Claims experience?

I have phoned up both AllClear and InsureanceWith and used their online quote portals too.     Both were equally professional, AC £1000 more than IW who ultimately declined to provide cover (outstanding unrelated appt).  I refuse to disproportionally add to an insurance company's profits so unless I can truthfully answer the "right" way to the critical insurance question I failed with IW, we're not travelling this summer.    

Hi Dotty99 

I don't have any experience claiming with the two companies that you mention but I did have to put a claim in on two insurance policies I had taken out with payingtoomuch.com when I was diagnosed with breast cancer last year.

I had to cancel two holidays, one had been fully paid for and the other just the deposit. It took about 2 months from claiming to getting my money back, but the claim forms and documentation they required were straight forward and they didn't quibble paying out for either holiday.

x

Thank you very much

I had a policy with IW, and about a week before I was due to visit Malta I developed a new condition and had to have my gallbladder removed meaning I had to cancel the holiday.  They settled the claim very quickly and in full, however they did then decline to offer me any further cover.  I would recommend them as they were cheaper than elsewhere,  but don't expect to get further cover following a claim.