I'm looking for some help in finding travel insurance that doesn't cost more than the holiday itself lol
My mum has terminal cancer and has kemo tablets as treatment which has been going extremely well for the past 2 years now. She is very lucky and she could go for another 5 10 years god willing if it keeps up.
To look at her you wouldn't tell a thing is wrong with her and she is very active.
We have booked a holiday for Jamaica and usually holiday insurance is not more than £80 before the diagnosis but the places I have found are a minimum of 1k and is just too much considering that's what we pretty much paid for the holiday.
Can anyone help with a cheaper holiday insurance or point me in the right direction?
Hi and a very warm welcome to the online community
A holiday in Jamaica sounds lovely but unfortunately, as you have found, it can be more difficult to find reasonably priced travel insurance when you have a cancer diagnosis.
I don't know if you've had chance to look through the 'recommended travel insurance' thread yet, as it's where the majority of recommendations from other forum members are. If not, clicking on the link I've created will take you straight there.
It is best to phone the insurance companies rather than try and do online quotes as often at the end of the online quote it will tell you to phone the company and you'll then have to go through all the information again. Also sometimes the broker can refer to the underwriters to see if they would provide cover when an online quote might just give you a straight refusal.
Make sure that you have all the information to hand about your mum's diagnosis and treatment before contacting the insurers. This is a list of things an insurance provider might want to know when you're applying for insurance. Some providers might ask for a letter from your mum's doctor saying that you are well enough to travel. This could come from her cancer team or GP.
I noticed that you said that your mum had a 'terminal' diagnosis but also that she is on treatment so I wondered if she is 'incurable' rather than 'terminal'. If you are telling insurance companies that your mum is terminal then this might be what is increasing the premium. This reply by pollyalison to a previous post in this group points out that "some companies class 6 months (to live) as terminal and others 12 months (to live) but if you do not have a prognosis you are classed as incurable not terminal."
I do hope that you can get some reasonably priced insurance and that you have a great time!
x
"Never regret a day in your life, good days give you happiness, bad days give you experience"
