Hi and best wishes to all.
It's great to see this thread and thanks to all contributors.
Recently, insurancewith.com was mentioned as being useful and I have no doubt that it is.
Unfortunately beyond Squamous Cell carcinoma (source believed to be throat but original tumour not found) diagnosis and treatment I had a number of complications following surgery. These resulted in pulmonary embolism and arrhythmias, however following draining pericarditis most symptoms have been completely relieved so the 'complications' were at the back of my mind. I tried insurancewith.com first and discovered that the complications came to the forefront to the degree that they would not insure me. The process of entering all conditions and medications was long and arduous and I was upset to find the result. To make matters worse the phone number supplied at the end of the process to query further was unobtainable.
I tried 'Moneysaving Expert pre-existing conditions' and found this useful. They advised 'Medicaltravelcompared' which rather like insurancewith.com involved a very long and thorough questionnaire. It took around an hour for me to complete with good health record documents to copy/paste from to speed process and I used searches to be certain of entering correct details. At the end even this failed to find an insurer who would supply annual cover. However it was possible to change search for single or multiple trips and here there were at last number of options available. I found 3 quite well known companies offering quotes with options over policies. I originally searched for one week in France as we have to visit relatives there as soon as we can All were disturbingly expensive circa £450. It was easy to change search for shorter or longer durations. One company dropped to £70 for a day and others dropped their daily rate for longer stays. I didn't try yet but I'd imagine that your details would hold for checking other destinations.
This was a bit of a shock as we bought our first ever annual TI policy last August with good C-19 cover totalling £76 for both my wife and I before I discovered a seemingly benign lump in my neck last November. Had never bothered pre Brexit.
For myself, this does seriously curtail some plans. But if something like a wedding turns up that can't be put back, a few days are possible. I’m getting better. Recently finished 30 sessions of radiotherapy and the prescription drugs are dropping as conditions improve. I hope to be rid of liquid medications shortly and think this will make a dent in quotes. As soon as this happens I’ll try again.
I hope this is useful for others. Don’t ever give up!
Hi haggismuncher and a very warm welcome to the online community
Thanks very much for taking the time to let us all know of your travel insurance findings.
I think it's true that the longer time there is between the original diagnosis/end of treatment and trying to get travel insurance then the more choice there is and also the more chance of being accepted. Also, as you've found, you're more likely to be able to get single trip rather than annual insurance as I suppose we are less of a risk if just covering us for a week or two rather than for a whole year.
I do hope that you can get some insurance in the future and that you have some lovely holidays.
x
"Never regret a day in your life, good days give you happiness, bad days give you experience"
