Good afternoon
i was diagnosed with the above in December, I had blood test which showed normal markers and my CT scan was clear.
I submitted a critical illness claim to Aviva the wording in my policy condition is as follows:
Cancer – excluding less advanced cases
Any malignant tumour positively diagnosed with histological confirmation and characterised by the uncontrolled growth of malignant cells and invasion of tissue.
The term malignant tumour includes:
– leukaemia
– sarcoma
– lymphoma (except cutaneous lymphoma – lymphoma confined to the skin).
The following are not covered:
– All cancers which are histologically classified as any of the following:
– pre-malignant;
– non-invasive;
– cancer in situ;
– having either borderline malignancy; or
– having low malignant potential.
– Malignant melanoma skin cancer that is confined to the epidermis (outer layer of skin).
– Any non-melanoma skin cancer (including cutaneous lymphoma) that has not spread to lymph nodes or metastasised to distant organs.
– All tumours of the prostate unless histologically classified as having a Gleason score of 7 or above, or having progressed to at least TNM classification T2bN0M0.
Not sure if the claim will be successful as I am unsure of the wording or if my diagnosis is covered.
Can anyone help ?
Thanks
