Travel Insurance

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Hi,

I hope everybody is having a 'good' day. I am not sure if anybody has any advice or experience but I am taking a few weeks break from chemo and have planned to go away for 2 weeks and looked online to buy travel insurance today. I have checked a few sites (money supermarket, allclear, medical travel compared and staysure) and to go to South Africa for 2 weeks is an eye watering amount when you state that you have cancer. The premiums ranged from around £500 to over £2k!!!

All sites asked the same set of questions but there is nowhere to include detail such as I am on a break which has been agreed with my oncologist!!

I am pretty keen to take a short chemo break and my oncologist is also very happy for me to take a short break but it seems a huge amount of money for a single trip when I have been having chemo pretty much for 2 years and really during a treatment break I am not a bigger risk of requiring a hospital due to cancer in 2 weeks?

Has anybody found an insurance company who are helpful and not the cost of the trip?!!

I am very grateful for anybody's experience.

Many thanks

Sarah

  • Hi

    A holiday to South Africa sounds lovely but unfortunately, as you have found, it can be more difficult to find reasonably priced travel insurance when you've had a cancer diagnosis. 

    I hope you don't mind me suggesting that you join us over in the travel insurance group where you'll find recommendations from others who have been successful. Once you've joined look for the thread called 'recommended travel insurance' as this is where the majority of recommendations are.

    It has been recommended in the past to phone the insurance companies rather than try and do online quotes as often at the end of the online quote it will tell you to phone the company and you'll then have to go through all the information again. Also, sometimes the broker can refer to the underwriters to see if they would provide cover when an online quote might just give you a straight refusal. 

    let us know how you get on

    x

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  • Hi,

    Thank you so much for your really quick and extremely helpful reply!!! I am (hopefully!!) going to volunteer at a sanctuary so am keen to go but it was quite a shock finding out the costs today and I wasn't sure who I could ask - but now I know!!!!

    Thank you again and I will see if I can join that group now.

    Sarah x

  • Just to let you know, ‘Insurancewith’ was set up by someone who felt it was wrong to charge such a lot! Daughter (had an almost 10 year history with a blood cancer) travels widely for work and pleasure, has used them for annual travel insurance for years. They settled fast with no quibbles when she had to cancel a trip due to sinusitis and ear infection, much faster than the company partner used. 

    But yes, very useful to phone companies as the folk on the phone lines can be really helpful.

    hugs xxx

    Moomy

  • Hi,

    Thank you so much for your advice - that sounds amazing as I am just shocked at how expensive the quotes are and some people have said they can't insure me as I'm only having a chemo break!

    It is all quite disappointing but I will absolutely try Insurancewith next!!

    Thank you again for your help - I am really grateful.

    Sarah xx

  • Hi,

    I just want to say thank you again for telling me about Insurancewith!!!! It was a very positive experience getting a quote and the cost of the quote, with a far more comprehensive medical questionnaire than any other site I have looked at, was significantly cheaper and comes into affordable!!!

    Thank you so much - you have been responsible for my trip being back on.....I am forever grateful to you!!! 

    Sarah xx

  • So glad I’ve been of some help! I think I found that company for daughter all those years ago, when treatment after treatment was failing her (plus she was desperate to join Seal’s tour of the USA only 10 months post donor bone marrow stem cell transplant - they even covered that!) 

    Hugs xxx

    Moomy

  • I’ve been with my bank for over we years with their own travel insurance and when I told them about my cancer my insurance did not increase and I’m still covered - have you tried your bank account mine is Barclays in the uk

  • Hi - thank you so much for taking the time to reply to my query and give advice - I'll check it out. Thank you again. Sarah.

  • Hi Sarah, we are heading to South Africa for Christmas. My husband has stage 4 lung cancer. I was wondering how your trip went and if you had any problems taking your meds in when you arrived? I how you had a lovely time. Jenny

  • Hi Jenny,

    I hope you have an amazing Christmas in South Africa! I am sorry but I can't help with your question as I was taking a chemo break when I went so I didn't have any meds with me. Entering SA seemed very easy though - no questions asked at all at customs as to why you were there and no bag inspections that I saw.

    Sorry that wasn't more helpful and have a good time.

    Sarah