Anal Cancer and Critical Illness Insurance

Hi all - has anyone had a successful claim on critical illness insurance for AC? My policy states the following (see below) but does not list SCC as being covered - i'm worried that they may say it is skin cancer. Does anyone have any experience in this - or had a successful claim? 

It is Legal and General. 

Thank you in advance

Any malignant tumour positively diagnosed with histological confirmation and characterised by the uncontrolled growth of malignant cells and invasion of tissue. The term malignant tumour includes leukaemia, sarcoma, pseudomyxoma peritonei, merkel cell cancer and lymphoma except cutaneous lymphoma (lymphoma confined to the skin).

For the above definition, the following are not covered:

• All cancers which are histologically classified as any of the following: 
  • pre-malignant;
  • non-invasive;
  • cancer in situ;
  • having either borderline malignancy; or
  • having low malignant potential. 
• All tumours of the prostate unless histologically classified as having a Gleason score of 7 or above or having progressed to at least clinical TNM classification T2bN0M0. ·
• Malignant melanoma unless it has been histologically classified as having caused invasion beyond the epidermis (outer layer of skin). ·
• Any other skin cancer (including cutaneous lymphoma) unless it has been histologically classified as having caused invasion in the lymph glands or spread to distant organs.