Recommended Travel Insurance

Hi everyone

As it can be time consuming looking through existing posts for travel insurance recommendations I thought it'd be a good idea to try and keep all recommendations in one place.

With that in mind I thought I'd ask that when you've found an insurance company that provided you with cover at a reasonable cost you posted that recommendation here.

If you could put a little bit of additional information eg. whether you got single trip or annual, cover for a cruise, worldwide, etc along with anything else that you think others would find helpful when they are researching that would be great.

I'll keep 'bumping' this post so that it remains on the first page where new members will easily see it.

All the recommendations come from community members and are not recommendations from Macmillan. Please make sure you do your own research as to whether they are suitable for you.

x

  • Thanks for your reply - yes, I tried them online then phoned but no quote! I wonder if I try again in 6 months since the operation to remove the cancer (no chemo or radio therapies needed) was 6 weeks ago?  I have seen lots of people with lots more problems than me get reasonable quotes!  I cancelled my trip to have the operation but now am semi-regretting it because of the problem getting travel insurance.  I definitely don't want to go uninsured but perhaps I can just declare the pacemaker and mild asthma and not the cancer (since I have been told it's all clear)?

  • Insurancewith.com is the same I believe as Boots Travel Insurance. The issue I have with them is that they won’t quote over two months in advance of the trip dates. However Boots are always the best bet. 

  • I’ve had awful problems but I do have a one week quote to Miami in February for around £500 with free spirit. I have stage 4b non Hodgkin lymphoma 

  • Insurancewith wouldnt Quote me, but boots did!

    They may be he same company at the back end, but boots took the time to discuss my condition and contact the underwriters rather than just rely on the fact that I scored “-7” (whatever that means) and refuse to quote.

  • Whilst I know that some insurance companies will allow you to exclude an illness , so you wouldn't be covered if you became ill or needed to cancel your holiday because of the excluded illness, I think you might have trouble claiming if you didn't tell them about your cancer and you subsequently tried to claim even if it was not related. 

    As for if it'll make any difference if you try quotes in 6 months time, I guess that depends on the questions they ask, eg if all they ask is have you had an operation in the last 6 months then you'd be able to say no and that might mean you get cover.

    x

  • Hi everyone

    We went on a cruise back in May to the Fjords from Southampton. We got our insurance through payingtoomuch.com. I have metastatic lung cancer which is incureable but treatable and I have thankfully been stable for 4 years. Our insurance for us both for the week was £175 which we thought was quite good. We are off on another cruise in 5 weeks time, and wanted to wait to get the insurance until I had my oncology appointment last week, just so we knew everything was still stable (thankfully it is) and also that is one of the questions, do you have any hospital appointments planned. So yesterday, I contacted the same company that we had used before, expecting a similar price. They quoted us £475. I then went into panic mode, and started searching, applying on line, phoning different companies for quotes. Goodtogo wanted £750 and insurancewith wanted similar. I eventually found a policy through Saga, for £201 with excess of £70 which we are happy with. It just goes to show you really do have to shop around, but it’s a very frustrating situation. 

  • I thank everyone for their kind replies.  Perhaps because up until 3 months ago I just thought my asthma had got worse not I had cancer.  The cancer diagnosis and treatment (operation to remove the lung cancer) was a total shock and I feel that because I now have the all clear (but not obviously according to travel insurance companies I've contacted so far) that I've become a piraha when it comes to getting travel insurance.  I have never travelled without travel insurance and declaring my conditions and will continue to try but am very upset, not just for myself but all those who have had and have cancer that they are made to endure more when they have already endured so much! Because I have contacted so many companies already with no quotes, I hope waiting until I have been 6 months clear (though as far as I'm concerned, I no longer have cancer) will make a difference but feel that I am being denied my freedom to travel just because I want to be honest as well as be covered.  Sorry for the long-winded "sorry for myself" bit!  I'm sure plenty of people have had much worse! 

  • This is the latest list, hopefully it will jump to the top of the page!

  • I'm not sure if the list you refer to is the one with 8 insurance companies listed?  If so, I've tried all except the eurotunnel one without being offered a quote (one quote from brokers that FreeSpirit contacted - £11,529.23 for a single trip) since I'm heading to Canada next summer.  

  • People who have successfully using Boots Travel Insurace with reasonable quotes needs to read this article

    www.thetimes.co.uk/.../boots-travel-insurer-faces-investigation-over-deaths-7b7f9ns89

  • Thanks for posting, In my experience “cheap” is not always best. I need to be confident that I will be able to access the right care wherever I happen to be or I won’t go.

    I always look at recommendations and reviews and research the company I’m dealing with

    When I did my recent travel quote Boots were almost double the price of insurancewith so I have used them again.

  • I don’t think Boots Travel Insurance should be on anyone’s recommended list for the time being whilst there is an allegation of serious fraud overhanging them. Defrauding allegedly vulnerable sick people is a very serious matter. Imagine travelling on holiday to the USA or a cruise and needing emergency help and only then realising there isn’t any cover could be a matter of life and death for some. I have bought three separate Boots EU travel policies this year and have written to them to seek urgent clarification on the policies they offer. I’m guessing that Boots were underselling in error policies with higher risk and then suffered losses now they are pricing high, being too much the other way. 

  • I have just taken travel insurance for my husband. He has Prostate Cancer diagnosed in May 2018 & has completed 20 sessions for Radiotherapy & is on 3 monthly Prostat injections, being followed up every 3 months.  InsuraTrip have given him 12 months cover to Europe, Spain & Egypt for only £98. (There are four levels of cover & we have taken level three. They were very helpful & we got good cover. Given them a ring. 

  • Hi everyone. I have been trying to get travel insurance but due to illness and SCT my insurance cost seem to have escalated. My last company increased it from £120 annually to £460 for a single trip and that was with no claim!

    I saw a mention in one of these messages for Boots Travel Insurance so thought I would have a look. What a result!

    I am a type1 diabetic (49 years), have hypothyroidism and multiple myeloma. My SCT was December 29th 2016 since when I have been in remission with no further chemo.

    My Insurance quote was £81!!!!

  • Hi everyone. I have been trying to get travel insurance but due to illness and SCT my insurance cost seem to have escalated. My last company increased it from £120 annually to £460 for a single trip and that was with no claim!

    I saw a mention in one of these messages for Boots Travel Insurance so thought I would have a look. What a result!

    I am a type1 diabetic (49 years), have hypothyroidism and multiple myeloma. My SCT was December 29th 2016 since when I have been in remission with no further chemo.

    My Insurance quote was £81!!!!

  • That's great news and thanks for sharing it with us.

    I hope you have a great time

    x

  • Have had lung cancer twice and bladder cancer once. At my last consultation my condition was described as stable having had two lots of chemo and one round of radiotherapy since 2016. My first lung cancer of 2012 has not returnes and neither has the bladder cancer.

    Was quoted up to £3700 for a 10 day cruise to the canaries. My current insurer will not cover me for pre-existing medical conditions.Most of the insurance companies used the same questionnaire and one of them would not offer me anything.

    A company called Insure Cancer used a different approach and concentrated on how well I was and sent a medical questionnaire to my consultant. - I still paid the princely sum of £1289 - ouch!

    The companyy that flatly refused and those I said no to keep e-mailing me.

    Would be interested to know what others have paid!

    Sealight 1

  • We got travel insurance for my wife from All Clear Travel at the end of last October for a single trip to Oman, lasting a week at less than £300 including gadget cover and high value single item cover. I had previously been refused my nearly everyone and the only other quote I got was for over £2700!

    The person I spoke to at All Clear Travel was just lovely - very understanding and reassuring. Bearing in mind that at the time, my wife was only three and a half months post surgery for colon cancer, has a stoma and was two cycles in to her chemotherapy, I think they took a really considered view of the risk involved and it was a reasonable cost - I mean what could possibly have gone wrong?! LOL.

    All risks were covered, including the most obvious ones and for an extra £27, I was able to add myself to the part of her insurance that covered her condition so that if we had to cancel or be repatriated, I was covered too, which I wasn't under my (much cheaper) insurance, so all good.

    I would certainly recommend them and will have no qualms in using them again. Such peace of mind.