Hi Everyone
i wanted to share my experience of buying travel insurance for a trip to Italy for a family wedding. My husband has Metastatic Prostate Cancer and is having end of life care. He is remarkably well, currently, so we decided to attend the wedding. I left the purchase of insurance until the week before travel to be sure that he would be well enough. I tried All Clear first and their lowest quote was £1458.00 this excluded cancellation cover and baggage cover and was just for my husband. I then tried several other companies from the recommendations list. Most would not quote. My last try before paying All Clear was InsuranceWith. Getting the quote was tortuous. I was on the call for 1 hour 45 minutes to then be told that I would have to have a consultation with a medical expert. The slots available for this second consultation were on our travel date. I asked to speak to a team leader as I didn’t want to give up after spending all that time on the screening call. I gave the supervisor some idea of my frustration and asked him to please try to arrange the second consultation before 4pm next day otherwise I would buy elsewhere. I did get a call back the following morning along with a quote of £250.00 to cover us both! The excesses were higher than All Clear but having combed through the small print I am more than happy with the excellent cover offered by Insurancewith.
On another matter, it was suggested by our palliative care team to read Travelling Abroad on the following website - hospice.uk.org Fortunately I did and discovered that taking Controlled Medications into Italy requires an official certificate to be signed by the prescribing doctor. I emailed the Italian Embassy who emailed the form to me and I was able to get the doctors signature. I assume that these medications would have been taken off us at border control.
i hope this message helps further travellers and emphasise the need to take out insurance cover for international travel.
Morning
I'm glad you got sorted with travel insurance. I have always used Insurancewith and find them very reasonable. For the first time I took out an annual policy last December as I had a few trips planned, things have changed in than last eight months notably my medication and scan results. I contacted them last week and yes did need a call back from a medical expert but he was very helpful and it resulted in an extra payment of £20 ! My original annual policy cost just under £400. For information I have suggested 4 colon cancer with metastases to lungs and liver and am on palliative care.
For anyone wanting travel insurance do try them, I think people have problems when trying to go on a cruise or to USA but it's no wonder just think about the costs involved if you had to be airlifted from a ship in the middle of the ocean !
I hope you have a great trip to Italy and enjoy the wedding, my trip is to my son's wedding in Cyprus in two weeks time.
Caroline
I was keenly interested to see that you got travel insurance for your husband with a huge saving. On looking at Insurancewith's website their parent company is tifgroup which is regulated by the Financial Conduct Authority, so I searched google for 'FCA tifgroup' and was alarmed to see that this company has been severely sanctioned by the regulator for non payment of claims!
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