My experience- I hope this helps someone!
I was getting really desperate about finding insurance early in 2025 for a last minute winter sun break in Europe with my daughter. I was being investigated for minor musculoskeletal health symptoms (not cancer-related) but without any diagnosis yet. Six medical specialist companies I tried rejected me. I have multiple chronic health conditions and I have been in remission from cancer for four years. AllClear covered me, although the symptoms I was being investigated for were excluded. I went straight for the option of telephoning them because I am a complicated case. The customer advisor was so knowledgeable and patient, understood my issues and was able to cover all my diagnosed health conditions for under £50 for the week. The training must be excellent. It was a very long phone call! I took the offer, for a single trip insurance, needless to say. My close friend recommended Staysure, although they rejected me!
So in summary, try AllClear, but phone directly rather than going online.
Thanks very much for taking the time to post your recommendation Mum60 and I hope you have a lovely holiday.
I had a really bad experience with All Clear. I wanted to get quote for a yearly policy. I have stage 4 Cancer which is treatable but non curable. At the beginning of the telephone conversation I was asked if my Cancer was terminal. I replied it's treatable but non curable to which the assessor said well that is terminal then. She then went on to ask how long I was expected to live after my return from holiday. I explained that I hadn't even booked a holiday yet as I needed to get insurance in place first. To this she replied that she was unable to go any further without this information! I did manage to get Insurance with InsureWith but it was very expensive and comes with a £1000.00 excess. This is however for worldwide exc Mexico with cruise cover. I will just say the premium was more than the cost of one of the cruises!
Yes it's a nightmare isn't it. It would be great if they could be more consistent but it appears that it is pot luck if you get one willing to take you on. I only tried All Clear as Insurewith advised me to try other quotes as the premium and excess with them was so high. However after the debacle with All Clear I decided not to try any further,
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