Cab anyone clarify what a pre existing condition is?
2021 - I had a T3, N0,M0 diagnosis. Had 5 weeks chemo radiation to shrink rectal tumour.
Jan 2022 - Had a Lower Anterior Section with a temporary Ileostomy. Clear margins and lymph nodes clear.
End of May 2022 - Ileostomy reversal, discharged and nurse happy with wound closure. No complications. Told 3-4 weeks recovery.
Have an an annual policy through bank account. Looking to go on holiday to Spain mid July. Should I be contacting insurance company as this has been recent?
You will need to look at the terms and conditions in your annual travel insurance policy to see when you need to advise them. Mine says that I have to advise them if I've received treatment or been diagnosed with a medical condition in the last 12 months, so yours might say something similar.