Hi everyone. I'm absolutely new to doing things like this and was told about the website for asking questions and such. I was diagnosed with breast cancer last December and have come out the other end. I am going on holiday with my sister a week on Saturday to Spain and I'm finding it hard to get Travel Insurance. Ive had the all clear from Cancer and was wondering if you can give me any names of the companies to best use. I'm going for a week but would consider an annual policy if cheaper. Much appreciated.xx
Hi shazza2 and welcome to the Community.
A holiday to Spain sounds amazing but as you are experiencing getting affordable Travel Insurance can be a challenge and at times the price quoted could be higher than the cost of the holiday and some people do find that no Insurance is being offered.
I personally had to be 2 years in remission and not on any cancer related treatments for my type of incurable blood cancer before I could get any price (and that was with my consultant saying I was clear to fly a good 18 months before) but these decisions are often all down to cancer types, treatment, prognosis and the resulting risk factor put on by the insurers risk assessment - I am very open to serious infections due to a reduced immune system so this was seen as a high risk factor for insurers.
Comparison sites tend to use the same algorithms so getting a clear price can be difficult and it’s not that unusual to be turned down or told to call the insurers.
It is actually more effective to call a few insurers directly as this means that you have answered all the questions correctly and in doing this a suitable policy can be offered and price given.
Full disclosure is always advisable as in the event of you developing any issues this can reduce the risk of an insurance companies wriggling out from paying out.
As a Macmillan Volunteer I can’t be perceived to recommend any companies but do have a look through the link below…….
Recommended travel insurance 2023-24
……… that is an ongoing discussion thread in our Travel insurance group as it's where the majority of recommendations from other forum members are.
You can also look through all the individual members of posts in the group as well.
I do hope you can get cover.
