Hi all, I'm new as of today. My husband has locally advanced prostate cancer which has spread to his lymph nodes. He has had 6 weekly sessions of radiotherapy and we're waiting to see our consultant again on 9th October. We know that his cancer is high grade and have no idea really how future treatments will look, how he'll be in general and if he can be cured. So far we've been told his radiotherapy was for disease control/palliative reasons. However, at the moment is health is good with no awful side effects, he's still been working and we're still keeping busy. We love to travel and spend time with our family and grandchildren. He's 64 and I'm 53.
We'd love to go away and thankfully can get a very affordable quote for a trip to Europe. However, we'd love to go further afield but 1 quote was around £2,000.00. Has anyone had similar experiences and if so, which insurance companies did you use?
Thanks so much!
Hi FKP and welcome to the Community.
A holiday sounds amazing but as you are experiencing getting affordable Travel Insurance can be a challenge and at times the price quoted could be higher than the cost of the holiday and some people do find that no Insurance is being offered.
I personally had to be 2 years in remission and not on any cancer related treatments for my type of incurable blood cancer before I could get any price (and that was with my consultant saying I was clear to fly a good 18 months before) but these decisions are often all down to cancer types, treatment, prognosis and the resulting risk factor put on by the insurers risk assessment - I am very open to serious infections due to a reduced immune system so this was seen as a high risk factor for insurers.
Comparison sites tend to use the same algorithms so getting a clear price can be difficult and it’s not that unusual to be turned down or told to call the insurers.
It is actually more effective to call a few insurers directly as this means that you have answered all the questions correctly and in doing this a suitable policy can be offered and price given.
Full disclosure is always advisable as in the event of you developing any issues this can reduce the risk of an insurance companies wriggling out from paying out.
As a Macmillan Volunteer I can’t be perceived to recommend any companies but do have a look through the link below…….
……… that is an ongoing discussion thread (do go to the bottom of the thread and hit the >> to take you to the newest posts) in our Travel insurance group as it's where the majority of recommendations from other forum members are.
You can also look through all the individual members of posts in the group as well.
I do hope you can get cover.
