My husband has terminal brain cancer. He wants to go abroad as he is stable atm but really struggling with travel insurance. Has anyone with a terminal diagnosis managed to get travel insurance. If so where from.
Hi KatHol and welcome to the community but sorry to hear about your husband.
A holiday sounds amazing but as you are experiencing getting affordable Travel Insurance can be a challenge and at times the price quoted could be higher than the cost of the holiday and some people do find that no Insurance is being offered.
Insurance providers make decisions based on cancer types, treatment, prognosis and the resulting risk factor put on by the insurers risk assessment - I am very open to serious infections due to a reduced immune system so this is seen as a high risk factor by my insurers.
Comparison sites tend to use the same algorithms so getting a clear price can be difficult and it’s not that unusual to be turned down or told to call the insurers.
It is actually more effective to call a few insurers directly as this means that you have answered all the questions correctly and in doing this a suitable policy can be offered and price given.
Full disclosure is always advisable as in the event of you developing any issues this can reduce the risk of an insurance companies wriggling out from paying out.
As a Macmillan Volunteer I am not allowed to recommend any companies but do have a look through this > recommended travel insurance discussion thread (do go to the bottom of the thread and hit the >> to take you to the newest posts) in our Travel insurance group as it's where the majority of recommendations from other forum members are.
You can also look through all the individual members of posts in the group as well.
I do hope you can get cover.
Hi again there are significant practical and emotional challenges of supporting your husband and indeed yourself you may benefit from joining and posting in our……
Supporting someone with incurable cancer
……. support groups where you will connect with a wide range of members navigating the exact same support challenges.
