Travel insurance

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I’ve been told my non small cell lung cancer is dying after having chemo and radiotherapy. I have to have scans every 3 months for a while but feel great I’m trying to get travel insurance but they are quoting me £1000/1200! I’m tempted to not declare my ‘pre existing medical condition’. There’s no more treatment for the time being and no medication I have to take. Other than this diagnosis I am a relatively fit and healthy person. Do you think I would be stupid if I didn’t declare it??

  • Oldskool raver

    The name says it all matey.

    That's bloody fantastic news if your nsclc is dying off, well done, that's an inspiration for all of us.

    If it was me, I'd still shop around and pay the extra. My fear would be being hospitalised or having to be repatriated if I was ill, the costs would be horrendous. How would you cover that? It would have to come out of any nest egg or the family would have to pay it.

    Moreover if you were ill abroad, there's launguge barrier issues, lack of records, different treatment regimes etc.

    Nah,  not worth it especially as you've come so far.

    I was in Malaga with my new wife for 4 days, I got very breathless whilst I was there, turns out I was carrying 5 litres of fluid in my one lung about with me. I was scared to see a doctor in case they said I couldn't fly home. Where would we have stayed, our hotel days were up? If I had have got stuck there, would it be just me, would the other half have had to have come home on her own? 

    Albeit I hadn't been diagnosed then I'm sure I would have had no end of issues and you have to pay for everything up front and then hope the insures can't wriggle out of it. Had it been a case of a known but non declared condition, that would have been the end of it for the insures, they have the right to cancel any policy immediately In those circumstances..

    hot il

    Take care guys,

    Rameses. 

  • Hi  and welcome to the community.

    A holiday always sounds amazing but there are some very important practical issues that do need to be considered. Post my treatment I was told by my clinical team that yes I could go abroad but must have comprehensive Travel Insurance and must declare my conditions as I was guaranteed to end up in hospital with infections and without insurance could end up being a very costly mistake.

    As it was most companies would not insure me or like yourself it was in the £1000s……. but it turned out my consultant was correct in that I landed back in hospital a good number of times over the two years post treatment……. 

    Do have a look through the 'recommended travel insurance' thread in our Travel insurance group that I see you have joined as it's where the majority of recommendations from other forum members are. Clicking on the link I've created will take you straight there. You might also want to look at this thread as it includes a link to a Travel Insurance Directory. 

    Mike (Thehighlander)

    It always seems impossible until its done - Nelson Mandela

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