Hi All - I'm interested to know if anybody else has had their employer's Group Income Protection (GIP) cover them whilst supporting their spouse through terminal cancer treatment?
I've been signed off on medical leave since January with anxiety and stress due to discovering that my spouses brain cancer treatment (Enhertu) became ineffective in December, helping her deal with the worst headaches imaginable that hospitalised her and then have been supporting her in a caring role day-to-day over the last 3 months which has been a rollercoaster. She is now on the HER2 "Combined" treatment for breast cancer metastasis to the brain.
I had an appointment with my head of department and HR manager today to explain our circumstances and they did say that as it's not the company's decision on whether to grant GIP but the insurer, they can't guarantee that I will be covered on this when ultimately, its my mental health that I'm suffering with and having psychotherapy treatment for every 2 weeks.
Has anybody else had experience in this, whether you were covered / not covered or what extra information you provided to support your case? I only ask in that they did explain that the Insurer might be hesitant to grant it because my wife is the person with the long-term disability and not myself.
Any insights would be greatly appreciated!
Thank You
