Thought I would add this as I know I am not alone regarding finding Insurance. (Our Term Life Insurance in August 2010, so we contacted our company that we have been with for over 20years; had Life and Mortgage Cover with. Renewal is not like renewing your house/Car Insurance and Life Insurance does not always mean that! We found out that our Broker had taken out a Term Only away back!!!!) So now we had to start all over again. Although I was told I was Cancer Free about a month back; Company still wanted to know details, so we were honest enough and told them. Now!!! I have been declined because of my history of breast Cancer but the company happy for my hubby to take out a policy.
We always had a peace of mind, now I don't even have this or anything to give my hubby, my daughters or grandchildren should the worst happen! I am now wondering what it is really all about as I have done so much for people, charities, communities, always helping others thats me!!!
Get feck all in return when the going gets tough thats me also!!!!
Some companies will not offer Policy for 3-10 years even if Cancer free. The longer you are Cancer Free then the better. But meantime it does not help give any of my family peace of mind. Just another added burden after coming through everything........................enough to put into depression due to the negative stress and worry.
Only got a couple of years left on Mortgage!!!! So does hubby just go for the insurance alone now?? Huh feel left oot and totally worthless I do!!!!
I know I have said before money is not everything, but I don't want the fecking extra worry etc hanging over our house etc should anything happen to me!!!!
Means hubby will need to sell, kids and grand kids left with nothing. This just leaves me feeling so desolated, empty, and marked out by the stroke of a fucking pen just like that!!!!!
Over 50 plans, may have the solution I don't know, but it would only be a nest egg left, no mortgage cover at all.
