Hi, we booked our cruise 2 years ago (a week in Spain and France) and I tried to get insurance but couldn’t because it was too far in the future and now my husband has cancer. It’s subungual melanoma. They have tested his lymph nodes and we are waiting to see if it has spread but from what the consultant has said and how long it was under his fingernail with no doctors suspecting it was cancer it hasn’t been caught early. i need to pay off the holiday which will be over £1300 but we are still waiting for results. The consultant said even if it hasn’t spread he may recommend immunotherapy and if it has then it’ll definitely be immunotherapy. Obviously we’re expecting the insurance to be a lot but just wondering if anyone had anything similar and had a ball park figure? I can’t get an estimate because I don’t know what stage or if he’ll have any treatment. I will have this information before the cruise so will look for insurance then but can’t before I have to pay it off as I’m sure they won’t insure him when we don’t know what stage or treatment. I don’t want to waste £1300 if the insurance is going to be £3000 as we would just cancel but if it’s maybe £800 for example we would pay. I literally have no idea what we might be looking at if it’s stage 2 with no treatment or stage 3 or 4 with treatment but we need to decide very soon if it’s worth paying the holiday off or cancelling. For reference he is early 40s with no other health issues. I was hoping someone might have an example of what they paid for insurance with stage 2 melanoma or stage 3 melanoma and having immunotherapy. Just so I can get a ball park figure. If we cancel we would have two very devastated young children. Thank you.
