Income protection insurance

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Hello,

I have been given a diagnosis of probable thyroid cancer from a thyroid FNA. Timing is not in my favour as currently I’m in the process of getting a mortgage. Has anyone been successful in applying for income insurance protection and critical illness cover when awaiting for definitive management pls?

  • Hi  and a very warm welcome to the Community but sorry to hear about your ongoing diagnoses and the challenges you are having.

    I do see that you have put your question to our Ask an Expert team, they will do their best to help you navigate a rather complicated subject……. but do allow 3 working days for a reply.

    I have been on my incurable cancer journey for over 25 years and I have never been able to get any new affordable, let alone specific insurance like an Income Protection policy over these 25 years.

    I retired in 2011 due to my cancer but fortunately my house was paid off in late 2012 but we were fortunate that we had an existing term life insurance that would cover the difference should any of the two of us died during the term if the mortgage ……. but once I was diagnosed way back in 1999 I did try to get income protection but was not successful……. Obviously I have not had the need to look so things may have changed over the past years…… I do hope you get some cover…… this is just one of the many challenges a cancer diagnosis drings.

    As for your cancer journey…. This New to Community area is like our reception desk where we look to try and direct you to the best part of the Community for you to get support. The Community is actually divided into dedicated Cancer Support Groups (Discussion Rooms) so can I recommend you join and post in our dedicated Thyroid Cancer support group. This will be a safe place to talk to others with a similar diagnosis, treatment experience, to ask questions and get support.

    To connect in with the group please click on the link below……..

            Thyroid cancer

    …… then once the group page opens click in the [Black - Click to Join - Banner] that appears at the bottom of the page and this will then confirm that you have joined the group.

    When you are ready……. you can introduce yourself by putting up your very own post by clicking [+ Create new post] or [ + ] in the top right of the group page.

    Mike (Thehighlander)

    It always seems impossible until its done - Nelson Mandela

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