My 9 year old child is currently undergoing treatment (chemo) as an out patient for a benign brain tumour.
We have been told we can go abroad for a week between treatment but my bank travel insurance wont cover her as she is having treatment, despite her specialist saying it is fine. I have had a look at travel insurance sites but they are so expensive. Has anyone had any experience with competitively priced sites or companies?
I assume we will all need to have this cover too which is a shame when we get everything else covered by the bank insurance
Any help or advice is much appreciated
Hi Bolly1 and welcome to the Community.
A holiday sounds amazing but as you may be experiencing getting affordable Travel Insurance can be a challenge and at times the price quoted could be higher than the cost of the holiday and some people do find that no Insurance is being offered.
I had to be 2 years in remission and not on any cancer related treatment for my type of incurable blood cancer before I could get any price but these decisions are often all down to cancer types, treatment, prognosis and the resulting risk factor put on by the insurers risk assessment - I am very open to serious infections due to a reduced immune system so this is seen as a high risk factor for insurers……. and I have to say that regardless what a consultant says makes no real difference when it comes to insurance companies.
Comparison sites tend to use the same algorithms so getting a clear price can be difficult and it’s not that unusual to be turned down or told to call the insurers.
It is actually more effective to call a few insurers directly as this means that you have answered all the questions correctly and in doing this a suitable policy can be offered and price given.
Full disclosure is always advisable as in the event of you developing any issues this can reduce the risk of an insurance companies wriggling out from paying out.
As a Macmillan Volunteer I am not allowed to recommend any companies but do have a look through this Recommended Travel Insurance discussion thread (do go to the bottom of the thread and hit the >> to take you to the newest posts) in our Travel insurance group as it's where the majority of recommendations from other forum members are.
You can also look through all the individual members of posts in the group as well.
I do hope you can get cover.
