Hi I’m after some advice
my dad was diagnosed in November with stage 4 liver cancer which has spread to his spine. He’s refused any more scans or treatment for his condition. He informed us yesterday that he wants to go abroad at the end of this month but I’m struggling to find insurance to cover him. Has anyone been successful with getting insurance ..?
Hi Woody75 and sorry to hear about your dad diagnosis.
A holiday sounds amazing but getting affordable Travel Insurance can be a challenge and at times the price quoted could be higher than the cost of the holiday and some people do find that no Insurance is being offered.
I had to be 2 years in remission from my type of blood cancer before I could get any price…… but these decisions are often all down to cancer types, treatment, prognosis and the resulting risk factor put on by the insurers risk assessment - I am very open to serious infections due to a reduced immune system so this is seen as a high risk factor for insurers.
Comparison sites tend to use the same algorithms so getting a clear price can be difficult and it’s not that unusual to be turned down or told to call the insurers.
It is actually more effective to call a few insurers directly as this means that you have answered all the questions correctly and in doing this a suitable policy can be offered and price given.
Full disclosure is always advisable as in the event of you developing any issues this can reduce the risk of an insurance companies wriggling out from paying out.
As a MacMillan volunteer I am not allowed to recommend any companies but do have a look at this link > Recommended Travel Insurance in our Travel insurance group as it's where the majority of recommendations from other forum members are.
You can also look through all the individual members of posts in the group as well.
I do hope you can get cover.
