Hello, first time here and wondering if anyone can help please. My husband was diagnosed with inoperable stomach cancer last year, and told there was no treatment, even though the cancer was small (he also has a heart condition) So, no chemo or radiotherapy - just the “go and do whatever you want” guidance. We are now a year into this journey, and he is thankfully not showing any symptoms yet, but we haven’t travelled anywhere as our usual insurance company won’t insure him. Has anyone found a company that is more helpful? Thanks in advance
Hi TinkTaj and welcome to the community.
A holiday sounds amazing but as you see getting Travel Insurance can be a challenge and at times the price quoted could be higher than the cost of the holiday and some people do find that no Insurance is being offered.
I had to be 2 years in remission from my type of blood cancer before I could get any price but these decisions are often all down to cancer types, treatment, prognosis and the resulting risk factor put on by the insurers risk assessment - I am very open to serious infections due to a reduced immune system so this is seen as a high risk factor for insurers.
Comparison sites tend to use the same algorithms so getting a clear price can be difficult and it’s not that unusual to be turned down or told to call the insurers.
It is actually more effective to call a few insurers directly as this means that you have answered all the questions correctly and in doing this a suitable policy can be offered and price given.
Full disclosure is always advisable as in the event of you developing any issues this can reduce the risk of an insurance companies wriggling out from paying out.
As a Macmillan volunteer I am not allowed to recommend any companies but do have a look through the Recommended Travel Insurance 2023 in our Travel insurance group as it's where the majority of recommendations from other forum members are.
You can also look through all the individual members of posts in the group as well.
I do hope you can get cover.
