Where do I start?
recently diagnosed with bowel cancer, now post op and completing chemo
intial insurance quotes are £1500 + for 2 weeks inc Caribbean?
Hi SpikeM and welcome to the Community and to the works of Travel Insurance and cancer.
A holiday to the Caribbean sounds amazing but as you see getting affordable Travel Insurance can be a challenge and at times the price quoted could be higher than the cost of the holiday and some people do find that no Insurance is being offered.
I had to be 2 years in remission from my type of blood cancer before I could get any price but these decisions are often all down to cancer types, treatment, prognosis and the resulting risk factor put on by the insurers risk assessment - I am very open to serious infections due to a reduced immune system so this is seen as a high risk factor for insurers.
Comparison sites tend to use the same algorithms so getting a clear price can be difficult and it’s not that unusual to be turned down or told to call the insurers.
It is actually more effective to call a few insurers directly as this means that you have answered all the questions correctly and in doing this a suitable policy can be offered and price given.
Full disclosure is always advisable as in the event of you developing any issues this can reduce the risk of an insurance companies wriggling out from paying out.
I am not allowed to recommend any companies but do have a look through the Recommended Travel Insurance 2023 in our Travel insurance group as it's where the majority of recommendations from other forum members are.
You can also look through all the individual members of posts in the group as well.
I do hope you can get cover.
As well as the information above you may also want to join our dedicated Bowel (colon and rectum) cancer support group as this is a safe place to compare experiences especially with regards to the challenges like this.
Whatever cancer throws your way, we’re right there with you.
We’re here to provide physical, financial and emotional support.
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