Hi,
First time here and I need some help/advice.
Me and my partner have just purchased our first home and we are wanting to get life insurance to cover the mortgage just in case something happened to one of us.
I have a history of Leukaemia I was first diagnosed when I was 13 (17 years ago) and then I relapsed when I turned 21. I’m now 30 and have been in remission for 9 years, I have no medication or ongoing health issues from the treatment but no Health Insurance company I’ve looked at would touch me with a barge pole and aren’t offering any coverage at all.
Does anyone have experience of this and might guide me to a company that are a bit more open and might ask more in depth questions about my medical history rather than just “Have you had cancer? Yes? Ok we can’t insure you.”
Any help/advice would be greatly appreciated!
Thanks
Paul
Hi Paul Porl93 and welcome to the Community.
Having lived with and been treated for my rare type of Non Hodgkin's Lymphoma for over 24 years I do understand this challenge well.
I had Life Insurance as part of my mortgage before I was diagnosed and when my mortgage was paid off in 2012 I could not get any more Life Insurance. I was 56 then so slightly older but talking with others on our various blood cancer groups this tends to be the same across the blood cancers unfortunately. The only thing I can get is these over 50s/60s plans but the return is just not great and are basically seen as enough to cover a funeral.
You may want to put your question up in our Ask an Expert section but do allow a few working days for a reply.
