Hi,
my husband is about to start immunotherapy. Of course no one knows how he will react but he currently has no symptoms at all from the cancer. He may get side effects that completely change his lifestyle and have to stop working or the treatment doesn't work and eventually he'll become gravely ill and I will be looking after him.
Currently he is working full time and I work alongside him. Once he is unable to work both our incomes go.
We had already decided to move house and downsize to pay off the morgage before this all came about in May but it's taken longer than I thought to sort the house and garden with everything else going on. (My dad has also just been diagnosed with cancer and we have 3 adult sons at home. One is just about to move out. One is working full time. One has a few issues but is looking for work).
I have looked at the info in here re dealing with finances etc and am pretty organised with our finances. No other debts apart from morgage. I know we can most likely take a morgage holiday when it comes to it.
At what point should I contact morgage company, utilities etc? Should I just wait and see what happens first?
My biggest concern is that he will suddenly have to stop working and we'll be struggling to pay our bills and put food on the table. He is pension age but I am not. I have looked into benefits but it doesn't look like we would be elgible for much until nearer the end.
Many thanks
Squeak