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Critical illness cover associated with a mortgage

Former Member
Former Member
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My input is not a question, but to share an experience.  I am 60 and was diagnosed with stage 3 Myeloma in February. I’m currently in hospital having received a stem cell transplant yesterday (and not looking forward to the next 10-15 days!). 

But I am here much more content having just last week received a critical life policy payout.  Even though I’d been a senior executive of a large company it took an ad hoc comment from my son to ask if I might qualify for a valid claim under critical life cover associated with the mortgage.  I’m sure I’d have got around to consider this in due course, but it wasn’t foremost in my mind. It should have been. Now my mortgage has been repaid and my wife and I can plan for both our retirements to enjoy to our best and make memories of what time I have. So much worry and stress has been removed by this.

I know not everyone will be so fortunate, but I hope this will motivate others to look at insurance cover associated with their mortgage. 

  • , I'm sorry to hear about your cancer diagnosis. I hope the next days pass quickly for you and that your treatment goes well. Remember that you can call our support line on 0808 808 0000 if you ever just want to talk to someone during that time. Our lines are open 8am-8pm Monday-Sunday.

    Thank you also for taking the time to share your experience with your Critical Illness policy. Here in the Financial Guidance Team, we speak to people every day who maybe weren't aware of what their insurance policy covered them for, or in some cases even that they had cover at all. I hope that your post is successful in motivating others to just double check any insurance policies they may have and to know that our Financial Guidance Team can guide them through the process if needed too.

    I'm really pleased that your successful claim has taken away some of the worry and stress for you.

    Take care,

    Laura

    Laura

    Service Knowledge & Content Specialist

    The Financial Guidance Service will not recommend that you buy, sell or cancel a specific financial product from any company. As a guidance service, we do not provide financial advice and we are not regulated by the Financial Conduct Authority. 

    The aim of the Financial Guidance Service is to provide you with the information you need to make informed decisions about your personal finances. For financial advice, including recommendations to buy, sell or cancel specific financial products, you should speak to a financial adviser who is suitably qualified and regulated by the Financial Conduct Authority.

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