Benefit Info

Former Member
Former Member
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Good afternoon everyone.

I am new to this forum, I was wondering if anyone can help me please.

I was diagnosed with Myeloma in November 2021 along with being diagnosed with Coeliac Disease June  2021 & recently Osteopenia due to my Myeloma blood cancer.

Since Novembers diagnosis I have just completed 6 cycles of chemotherapy (6 month) now I'm waiting for stem cell treatment anytime soon.

I was in full time employment & receiving SSP I've been trying to get PIP with help of citizens advice but my assessment came back with Zero points which I have found absolutely shocking as the only other income I have is my wife's part time wage & currently using our savings. Anyways the woman from citizens advice has appealed against the result of my PIP still waiting.

My wife & I have worked all of our lives & never needed any benefit of any kind & now in my hour of need I can't get anything, I'm not allowed any UC because of our savings that we wanted to keep for a rainy day but being penalised for being over the threshold according to UC. I also had a payment from a critical illness insurance that we had paid in for over 25 years which we paid off all of our existing debt & again put the remaining money away, not for me but for my wife incase anything does happen to me following my treatment you just never know.

To me we are being penalised for having savings that we have worked hard for all of our life & at only 54 I still think relatively young.

Can anyone on here guide us to the right people? 

Many thanks Peter

  • Hello Peter ()

     

    Thanks for your message. I’m sorry to hear about your situation but hope that we’ll be able to help.

     

    It’s good to hear that Citizens Advice is supporting you with a PIP claim and that they’ve put you forward for a mandatory reconsideration. I hope that this will be successful.

     

    It’s true to say that savings above a certain amount will likely affect your ability to claim means tested state benefits. Your contact at Citizens Advice has probably considered all available options but for further information and to do your own check, there is a Benefits Calculator on our website here. Failing that, we have a Welfare Rights Team who can double check everything for you on 0808 808 0000, Option 1, then 2, then 2 again. They are available Monday to Friday between 8am and 6pm or at the weekends between 9am and 5pm.

     

    If you have any other concerns, such as paying off a mortgage, or your retirement options if you’re unable to return to work, please feel free to call the Financial Guides or message us again on here, or speak to us on webchat by clicking ‘Chat to Us’ at the bottom right of the screen. We’d be happy to hear from you.

     

    Kind regards.

     

    Julia

     

    Financial Guide

    Remember you can also speak with the Macmillan Support Line team of experts. Phone free on 0808 808 0000 (7 days a week, 8am-8pm) or by email.

     

     

    The Financial Guidance Service will not advise you on the merits of buying, selling or cancelling or making a claim on a specific financial product from any company or otherwise provide you with any regulated services . As a guidance service, we do not provide financial advice or carry on other activities that are regulated and we are not authorised or regulated by the Financial Conduct Authority. No part of our service constitutes, nor is intended to constitute, a financial promotion within the meaning of the Financial Services and Markets Act 2000 nor an invitation or inducement to engage in investment activity. 

     

    The aim of the Financial Guidance Service is to provide you with information to help you make informed decisions about your personal finances. For financial advice, including recommendations to buy, sell, cancel or make a claim on specific financial products or to obtain any other type of financial services, you should speak to a financial adviser or company who is permitted to provide you with those services. You can find a local financial advice firm or other type of firm who provides regulated services on the Financial Conduct Authority's website - https://register.fca.org.uk/directory/s/.

     

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