Currently a full time student

Hello

Sorry to hear about your situation – it must be such a worrying time for you.

As far as financial help is concerned, there may be some help available to you from State Benefits. For that, you’d need to speak to a benefits adviser. We have a Welfare Rights Team but unfortunately they don’t have a presence on Ask an Expert at the moment. You could speak to them by phone 0808 808 0000 8am to 8pm Monday to Friday or 9am to 5pm at the weekend. Or you could speak to them on webchat by selecting ‘Chat to us’ and selecting the Welfare Benefits and Grants option.

For that call, please have some information about your finances ready, including income from all sources including your student maintenance grant, and your outgoings, such as mortgage/rent, council tax and fuel bills.

There’s some further information on the government website about student loans and what might be available in the event of having to take time away from study because of a serious health condition. To find out more:

https://www.gov.uk/student-finance-if-you-suspend-or-leave/getting-student-finance-while-you-suspend-your-studies

I hope this has been helpful, but if you have other concerns relating to finances, like mortgage payments or claiming on an insurance policy for instance, please come back to the Financial Guides on here, or on webchat, or by phoning us on 0808 808 0000.

Julia

Financial Guide

Remember you can also speak with the Macmillan Support Line team of experts. Phone free on 0808 808 0000 (7 days a week, 8am-8pm) or by email.

The Financial Guidance Service will not advise you on the merits of buying, selling or cancelling or making a claim on a specific financial product from any company or otherwise provide you with any regulated services . As a guidance service, we do not provide financial advice or carry on other activities that are regulated and we are not authorised or regulated by the Financial Conduct Authority. No part of our service constitutes, nor is intended to constitute, a financial promotion within the meaning of the Financial Services and Markets Act 2000 nor an invitation or inducement to engage in investment activity. 

The aim of the Financial Guidance Service is to provide you with information to help you make informed decisions about your personal finances. For financial advice, including recommendations to buy, sell, cancel or make a claim on specific financial products or to obtain any other type of financial services, you should speak to a financial adviser or company who is permitted to provide you with those services. You can find a local financial advice firm or other type of firm who provides regulated services on the Financial Conduct Authority's website - https://register.fca.org.uk/directory/s/.

The information that we provide you is for general guidance on your rights and responsibilities and is not legal advice. We are not liable to you for any information or services obtained by you from, or given to you by, a third party.

If you need more details on your rights, please contact a financial, legal or other appropriate adviser.