hi all. my partner was first dx with bowel cancer 5 years ago, he had op and was considered cured. unfortunately it has now reoccurred with secondaries in the liver, unoperable but treatable. we have just looked at our paysafe insurance policy to cover mortgage payments and it says they will not pay out if this illness is related to an illness we knew about at the time of taking out the policy. well we did know about and declared it and at the time of taking out the policy he was all clear. however we are now concerned that they wont pay out, any advice welcome please. also can anyone tell me if a cancer has been dx inoperable but treatable is that the same as terminal? or is terminal used when all treatment has been given and there is nothing else to be done. our insurance life policy will pay out on a terminal illness dx but i dont want to go down that road at the moment as i know it will involve prognosis and all that stuff which i dont think i can handle at the moment. thanks
FormerMember
hi positivelady
i have the same as your partner.treatable not curable. terminal has not been mentioned. my insurance policy for my mortgage paid out after they got a full medical report from my oncologist. i hope yours gets sorted out.mine took a couple of months. hope this helps. take care sharon
hi sha, many thanks for your reply, i am hoping they will pay out as my partner was all clear when policy was taken out we have to wait and see trying not to worry about it at the moment. take care x
