Hi folks, just wondered if anyone can give me some advise.
We have terminal illness cover on our mortgage. Although my partner has incureable cancer which he is having palliative chemo and radio for to alleviate symptoms no one has yet mentioned the 'T' word. We have been told he is not going to recover from this and any treatment is palliative only.
We have decided to try and claim on the Life Policy, even though we dont have all the mortgage covered we have about half. My question is if the insurance company dont pay out can they then withdraw the Policy altogether and take away our cover? They know my partner had cancer when we first took out the policy and we had to pay a very high premium for a period of 5 years, this has now dropped back to normal (the irony being that his cancer has now returned) im just worried that if we do make a claim they might say they wont pay out and withdraw the policy altogether.
Any advise would be welcome, thanks, Julie
