Travel insurance

Have you had difficulty getting travel insurance after a cancer diagnosis? Or have you managed to find a reasonable quote? Join this group to share experiences and talk to people who understand what you’re going through.

Recommended Travel Insurance

Nook
Posted by

HI

I've been using JD Travel in Bromley (brokers) to sort out my travel insurance since 2016 and they have found very reasonable rates for me - I am currently insured with NowICanTravel.co.uk through them. 

My annual worldwide policy is just over £200. As a comparison, quotes from other companies willing to ensure me post-cancer have been anything up to £1000.

It seems to me that the main benefit of using a broker is that they can trawl the insurance market on my behalf and possibly access companies that I don't know about.

My insurance renews each August and I'm hopeful that I will be able to get a cheaper premium this year - JD Travel have told me that they can access different insurance companies as my check-up frequency reduces over time. 

tpott
Posted by

Try nowicantravel too

latchbrook
Posted by

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Artemisa
Posted by

Another vote for MIA insurance.  As suggested on this forum I telephoned.  Extremely helpful.  I did make sure that I had every bit of medical info to hand.  The call took around 20 minutes.  I did opt for the paper info to be posted to me which came with a very useful small info card to tuck in my purse. 

My trip was for 11 days to Italy.  However,  I am an independent solo traveller and make all of my own arrangements.  My holiday was to fly to Rome and then five days later fly to Milan, returning to the UK seven days later.

I have found in the past that solo independent travellers do tend to pay a bit more for insurance.  I was delighted to find that the cost for this trip was slightly less than I paid a year ago before my cancer diagnosis. 

Artemisa

bondgirl61
Posted by

I'm pleased that other people are finding travel insurance with reasonably priced quotes, I just don't know how you've managed it. I have a letter from my Oncologist saying I'm fit to travel, I have no limiting conditions that would make me unfit to do so, I'm on no medication and all my treatment is finished. I appreciate the place I'm travelling to has an impact on the price but the quotes are ridiculous.

Still, I've managed to get it down from £5,900 to just over a £1,000. I'm beginning to think about not declaring the cancer diagnosis as the cancer is not there anymore, so it's not going to be an issue. I've no side effects from treatment. What is their problem? Do they hear cancer and think we're all going to die abroad? I wouldn't be travelling if I didn't think it was okay to do so.

Rant over, thanks for listening

Sue

Difficult roads often lead to beautiful destinations.
Jenko1979
Posted by

Hi Sue,

all companies will allow you to get insurance and take out the cancer factor which will of course reduce the premium significantly, so if you feel there is no risk then that could certainly be an option. Obviously if anything happened whilst you were away that could be attributed to your cancer then you would not be covered.

i managed to get annual cover for Europe including Spain for <£100 through boots and that was declaring my condition.

they seemed to be much better in breaking it all down and therefore finding out exactly where you are (ie treatment or remission etc)

hope this helps

Paul 

tpott
Posted by

I have Stage 4 blood cancer on chemotherapy. Try www.nowicantravel.co.uk. I have a week in Spain in August insured fully for around £60 with a £375 excess on pre existing conditions only. 

bondgirl61
Posted by

Thank you for replying. I will have another shop around tomorrow and will try the suggested site. I do think it's because the destination is the Caribbean tho'.

Sue

Difficult roads often lead to beautiful destinations.
tpott
Posted by

I got insurance to the USA for a week in February from Boots Insurance for £180. You will find something. It just takes time to shop around and answer the same monotonous questions each time. By contrast someone quoted me £4,000+ for the same trip to the States. Boots medical excess for pre existing conditions was £750. 

tpott
Posted by

p.s. Boots Insurance have the policy only to quote within two months of the departure date. If you apply outside that time online the quote will be automatically declined.

Jenko1979
Posted by

Hi, not sure that’s strictly true for annual boots insurance.

that covers a whole year travel from the date of purchase no matter when I travel.

Paul 

tpott
Posted by

Im talking only about single trips. I cannot get annual multi trip with any insurer. 

Mitzie10
Posted by

I went on a Caribbean Cruise 6 weeks after Chemo and I have a Lung Tumour with Liver Mets, paid about £300 which covered everything 

It is possible and it’s all about timing, not waiting for results or an appointment or a scan etc.

Routine follow up is essential 

Good luck

 Christine x

Bustysusy
Posted by

I've used a company called INSURANCE CHOICE for the last four years and the service is brilliant.  They are brokers and will find the best deal. Also if you are over 70 you probably won't find a company that will sell you a world wide annual policy.

INSURANCE CHOICE. 01926 460922

We paid £169 two years ago for the two of us for three weeks in New Zealand and Australia. The medical excess for that trip was £75 each, but as we were existing customers is was halved 

MIND OVER MATTER - I don't mind and what you think doesn't matter.
tpott
Posted by

That’s very usual as an alternative for me. Many thanks.