Travel insurance

Have you had difficulty getting travel insurance after a cancer diagnosis? Or have you managed to find a reasonable quote? Join this group to share experiences and talk to people who understand what you’re going through.

Recommended Travel Insurance

Sealight1
Posted by

Have had lung cancer twice and bladder cancer once. At my last consultation my condition was described as stable having had two lots of chemo and one round of radiotherapy since 2016. My first lung cancer of 2012 has not returnes and neither has the bladder cancer.

Was quoted up to £3700 for a 10 day cruise to the canaries. My current insurer will not cover me for pre-existing medical conditions.Most of the insurance companies used the same questionnaire and one of them would not offer me anything.

A company called Insure Cancer used a different approach and concentrated on how well I was and sent a medical questionnaire to my consultant. - I still paid the princely sum of £1289 - ouch!

The companyy that flatly refused and those I said no to keep e-mailing me.

Would be interested to know what others have paid!

Sealight 1

Northwesterly
Posted by

We got travel insurance for my wife from All Clear Travel at the end of last October for a single trip to Oman, lasting a week at less than £300 including gadget cover and high value single item cover. I had previously been refused my nearly everyone and the only other quote I got was for over £2700!

The person I spoke to at All Clear Travel was just lovely - very understanding and reassuring. Bearing in mind that at the time, my wife was only three and a half months post surgery for colon cancer, has a stoma and was two cycles in to her chemotherapy, I think they took a really considered view of the risk involved and it was a reasonable cost - I mean what could possibly have gone wrong?! LOL.

All risks were covered, including the most obvious ones and for an extra £27, I was able to add myself to the part of her insurance that covered her condition so that if we had to cancel or be repatriated, I was covered too, which I wasn't under my (much cheaper) insurance, so all good.

I would certainly recommend them and will have no qualms in using them again. Such peace of mind.

Northwesterly
Northwesterly
Posted by

It's a ridiculous stance to take and I have completed a feedback form as you suggest, telling them so.

Northwesterly
Sealight1
Posted by

Hi All Clear quoted me between £2116 and £2238 for a 10 day cruise - a lot more than your quote. I thjink it is didfficult making comparisons between patients with different conditions and perhaps different ages. What is valid, however, is the huge difference in quotes from different companies.As I said mine ranged from £1289 to £3700.

Bustysusy
Posted by

Hi Ladies,

Though I'd add this to the list of insurance recommendations. I've been using this company for 4 years now and they are lovely.

We went to NZ & OZ this time last year and they found me cover (for hubby & me) for £169 for 4 weeks. Just had a renewal quote from them this morning for ANNUAL insurance, again for the both of us for £219 for multi trip cover. This is the same price as last year and gives us both full medical cover including any problems that should arise from my BC diagnosis (thankfully now treated and discharged from hospital). My current house/contents insurers quoted £150 with no cover for pre-existing conditions.

They are not an insurance company but brokers.  Highly recommended.

www.insurancechoices.co.uk

Happy holidays

MIND OVER MATTER - I don't mind and what you think doesn't matter.
latchbrook
Posted by

Thanks for the recommendation . That certainly looks a very good price especially for someone with a pre-existing medical condition.

xx

 "Never regret a day in your life, good days give you happiness, bad days give you experience"

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Mai Tai
Posted by

Hi

I was diagnosed with a tumour in my duodenum in July 2018. It was all removed by surgery, and all other organs were clear  but  chemo was recommended to reduce the chance of another tumour growing.  Chemo started in September and is due to carry on till March/April. 

We had booked a holiday for Feb 2019 (before I was diagnosed), so i have been looking into travel insurance as my current company  (with whom we have an annual policy) wouldn't cover me for any cancer related claim.

I rang the recommended companies in this discussion ( many thanks!) And these are the quotes I got for 7 days skiing in France:

Go insure- £83, but wouldn't cover cancer

All clear - £690 (!!)

Insure Trip - £23

Boots and InsureWith (who share the same underwriter) - £55 with an excess of £250.

Boots got a good review with Which, so we went with them.

Just shows how wide a range exists! 

My normal insurance company said that once my treatment is finished  they will insure me as it will then  be a pre-existing condition.  I'll let you know the premium then!

Happy holidays everyone!

Life is not about waiting for the storm to pass, but learning to dance in the rain.
latchbrook
Posted by

Hi and a warm welcome to the online community

That's great news that you've managed to get some good value travel insurance and I hope you have a great time!

Thanks for sharing your research with us as it's really useful!

xx

 "Never regret a day in your life, good days give you happiness, bad days give you experience"

What is a Community Champion?

Northwesterly
Posted by

Got a reply - they're not for budging!

Northwesterly
Northwesterly
Posted by

Cruise insurance is naturally going to be expensive. If anything happened, you could be miles from anywhere and need a helicopter rescue, so maybe not so surprising. Perhaps better to stick to a land based holiday?

Northwesterly
Smallp02
Posted by

Plewse be mindfuk.of your responses...

Some if us have  o choice and are unable to fly..so looking at the expense of cruises arc is no choice of our own.

Thank you for all of the recommendations so far... it certainly does take some of then time and phone calls away.

Happy holidays everybody x

Paula x

Northwesterly
Posted by

I will be; didn't mean to cause any offence. I don't mean to start a war over this, just making people aware, but what I said is true. So many people seem incredulous as to the cost of cruise insurance, but that's why it's expensive and it's something to take into consideration if thinking about a cruise. There is always Eurostar to consider or a holiday in the UK; we have a great country to see, even if the weather isn't great all the time. Scotland is magnificent in any weather, all you need is the right clothing!  We take lots of short breaks in the UK. Everyone makes their own choices though.

Northwesterly
mic19
Posted by

Did you answer yes or no to the terminal illness question .I told them (saga) quoted me £888 I’ve always had them but can’t afford that .

latchbrook
Posted by

Hi and welcome to the travel insurance group

When you reply to a post it automatically puts your response last so, you need to put the name of the person you're replying to at the start of your reply so they know you're asking them a question. If you can tell me who this was meant for I'll 'tag' them so they know you've asked a question.

x

 "Never regret a day in your life, good days give you happiness, bad days give you experience"

What is a Community Champion?