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Read our latest blog to hear from Online Community members who have managed to find the right insurance at a fair price.
Insurancewith wouldnt Quote me, but boots did!
They may be he same company at the back end, but boots took the time to discuss my condition and contact the underwriters rather than just rely on the fact that I scored “-7” (whatever that means) and refuse to quote.
Whilst I know that some insurance companies will allow you to exclude an illness plr, so you wouldn't be covered if you became ill or needed to cancel your holiday because of the excluded illness, I think you might have trouble claiming if you didn't tell them about your cancer and you subsequently tried to claim even if it was not related.
As for if it'll make any difference if you try quotes in 6 months time, I guess that depends on the questions they ask, eg if all they ask is have you had an operation in the last 6 months then you'd be able to say no and that might mean you get cover.
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We went on a cruise back in May to the Fjords from Southampton. We got our insurance through payingtoomuch.com. I have metastatic lung cancer which is incureable but treatable and I have thankfully been stable for 4 years. Our insurance for us both for the week was £175 which we thought was quite good. We are off on another cruise in 5 weeks time, and wanted to wait to get the insurance until I had my oncology appointment last week, just so we knew everything was still stable (thankfully it is) and also that is one of the questions, do you have any hospital appointments planned. So yesterday, I contacted the same company that we had used before, expecting a similar price. They quoted us £475. I then went into panic mode, and started searching, applying on line, phoning different companies for quotes. Goodtogo wanted £750 and insurancewith wanted similar. I eventually found a policy through Saga, for £201 with excess of £70 which we are happy with. It just goes to show you really do have to shop around, but it’s a very frustrating situation.
I thank everyone for their kind replies. Perhaps because up until 3 months ago I just thought my asthma had got worse not I had cancer. The cancer diagnosis and treatment (operation to remove the lung cancer) was a total shock and I feel that because I now have the all clear (but not obviously according to travel insurance companies I've contacted so far) that I've become a piraha when it comes to getting travel insurance. I have never travelled without travel insurance and declaring my conditions and will continue to try but am very upset, not just for myself but all those who have had and have cancer that they are made to endure more when they have already endured so much! Because I have contacted so many companies already with no quotes, I hope waiting until I have been 6 months clear (though as far as I'm concerned, I no longer have cancer) will make a difference but feel that I am being denied my freedom to travel just because I want to be honest as well as be covered. Sorry for the long-winded "sorry for myself" bit! I'm sure plenty of people have had much worse!
This is the latest list, hopefully it will jump to the top of the page!
I'm not sure if the list you refer to is the one with 8 insurance companies listed? If so, I've tried all except the eurotunnel one without being offered a quote (one quote from brokers that FreeSpirit contacted - £11,529.23 for a single trip) since I'm heading to Canada next summer.
People who have successfully using Boots Travel Insurace with reasonable quotes needs to read this article
Thanks for posting, In my experience “cheap” is not always best. I need to be confident that I will be able to access the right care wherever I happen to be or I won’t go.
I always look at recommendations and reviews and research the company I’m dealing with
When I did my recent travel quote Boots were almost double the price of insurancewith so I have used them again.
I don’t think Boots Travel Insurance should be on anyone’s recommended list for the time being whilst there is an allegation of serious fraud overhanging them. Defrauding allegedly vulnerable sick people is a very serious matter. Imagine travelling on holiday to the USA or a cruise and needing emergency help and only then realising there isn’t any cover could be a matter of life and death for some. I have bought three separate Boots EU travel policies this year and have written to them to seek urgent clarification on the policies they offer. I’m guessing that Boots were underselling in error policies with higher risk and then suffered losses now they are pricing high, being too much the other way.
Companies that have been recommended by other members who have successfully obtained insurance
I have just taken travel insurance for my husband. He has Prostate Cancer diagnosed in May 2018 & has completed 20 sessions for Radiotherapy & is on 3 monthly Prostat injections, being followed up every 3 months. InsuraTrip have given him 12 months cover to Europe, Spain & Egypt for only £98. (There are four levels of cover & we have taken level three. They were very helpful & we got good cover. Given them a ring.
Hi everyone. I have been trying to get travel insurance but due to illness and SCT my insurance cost seem to have escalated. My last company increased it from £120 annually to £460 for a single trip and that was with no claim!
I saw a mention in one of these messages for Boots Travel Insurance so thought I would have a look. What a result!
I am a type1 diabetic (49 years), have hypothyroidism and multiple myeloma. My SCT was December 29th 2016 since when I have been in remission with no further chemo.
My Insurance quote was £81!!!!
That's great news Xmaseyore and thanks for sharing it with us.
I hope you have a great time
Recommendations by members who have successfully obtained travel insurance
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