Travel insurance round-up (October 2019)

Welcome to the October 2019 travel insurance update.

There is now a chill in the air and winter is fast approaching. Next month, November, is a good time to travel abroad if you are seeking warmer temperatures and some early winter sunshine. As it is the off-peak holiday season, lower fares and hotel prices may be available. You may wish to start your Christmas shopping with a city break or just relax and unwind before the end of the year.

If you are hoping to get away this November, we hope that the discussions on the travel insurance group give you some valuable recommendations.

Thank you to everyone who contributed to the group in October. There were some interesting discussions and several of you managed to find affordable travel insurance after a cancer diagnosis. You also shared useful tips with each other.

Success stories

Here are some of your success stories over the past month:

Easter found reasonable cover with a company recommended on this forum:

‘Unfortunately, I was diagnosed with kidney cancer in May. To add to my woes, the ECG at the pre-operation assessment showed heart failure.

I had my kidney removed 2 weeks later and, having seen a Cardiologist last week, my heart failure is considered ‘low’ and I have no symptoms. The surgery was a success and my cancer was removed.

I decided to book a few days’ break in New York with the family. However, the travel insurance quotes initially were for between £500 and £700! After undertaking research, the cheapest I could find was £356.

I had a ‘brain wave’ and telephoned Macmillan, who were very helpful and sent me the link for this travel insurance blog. Reading some of the comments, it was clear that another company was worth a call. I did just that, and to my amazement I have now purchased travel insurance for £79.04.’

Washway12 and his wife made a successful travel insurance claim:

‘I took out a new travel insurance policy with a company that now cover the European islands. I had to renew the policy early, but at only £90 for the year. You have to book travel with them, which I did for a crossing in November.

I took a trip to Palma afterwards. My wife was admitted to Palma Hospital for 2 days and the claim has been paid.’

Swiles shopped around to find insurance for a 5-week trip to the United States:

‘I have breast cancer, which has spread to my liver, spine, ribs, skull, femur (thighbone), pelvis hip and axial (outer) skeleton, and have been given 2 years, although I plan to try and beat those odds!

I am 1 year in and have booked a holiday to the United States for 5 weeks, starting in November. The quotes I was getting were ridiculous, with some insurance companies quoting up to £7,000+, without the peace of mind even that I was covered for everything. One company refused to insure me.

Anyway, I have got my quote from another company, which came in at £1,1019 yesterday. This was for both me and my husband (no pre-existing medical conditions). I opted for platinum cover as the excesses were zero for most things, would cover medical expenses up to £10 million and cover repatriation, as well as cancelled trips, etc.

I thought the price was pretty reasonable for a 5-week holiday in the United States. I would give them a try. Be sure to select that you are happy to speak to the underwriting team if need be.’

Travel and cancer information

If you are thinking of going on holiday, Macmillan’s information on travel and holidays can help you get the most out of your trip. Our information includes:

  • how cancer treatment may affect your travels
  • information about vaccinations, immunisations and going abroad for treatment
  • taking care of yourself while you are away
  • things to consider when buying travel insurance
  • some of the words and terms you might hear when planning a holiday or getting travel insurance.

Visit the travel insurance group

Please keep sharing your experiences (good and bad) with us. You can visit the travel insurance group to start a new discussion.

Many thanks to Easter, washway12 and swiles for contributing to this blog.

Safe travels!