Have you had difficulty getting travel insurance after a cancer diagnosis? This blog gives helpful updates on the travel insurance group discussions.
Welcome to the September 2019 travel insurance update.
As the leaves turn golden brown and the air grows crisper, autumn is a lovely time of year to travel. You may be able to find a cheaper holiday deal and enjoy the milder temperatures and dramatic landscapes of this colourful season. A holiday in October is a great opportunity to visit popular tourist sites at a leisurely pace, with less hectic crowds and shorter queues.
If you are hoping to get away this October, we hope that the discussions on the travel insurance group give you some valuable recommendations.
Thank you to everyone who contributed to the group in September. There were interesting, informative and thought-provoking comments. Several of you managed to find reasonable travel insurance after a cancer diagnosis and shared useful tips with each other.
Here are some of your success stories over the past month:
Shadz followed a recommendation in this forum and now has peace of mind:
‘My husband was quoted around £3,000 for a week’s holiday to Italy. We were very tempted to go without insurance, but it did not feel right.
After looking at the Macmillan blog, we tried another travel insurance company. Straightaway he was declined online, but when he phoned it was so much better. They asked a lot more questions about his bowel cancer with metastases, his medications and any hospital admissions.
In the end, we were given a quote under £100. We were gobsmacked but so relieved to have that peace of mind without an extortionate fee.’
Auntyvi and her husband found a reasonable annual multi-trip quote:
‘We have noticed the names of companies mentioned on this community and this morning my husband contacted one of them. We had been waiting for my treatment to finish before trying for a quote.
Excellent, personal and friendly service. Can’t speak highly enough of them and very thorough with the questioning.
We received a quote of £137 for a single 2-week trip. We asked if an annual multi-trip quote was available and were quoted £262. Needless to say, we paid for that immediately.
We are very confident we have obtained very good cover for our circumstances, with all medical information fully investigated.’
Here are some helpful travel insurance tips that you shared over the past month:
TracyP recommends phoning for a quote and declaring your full medical history:
‘I have an annual policy which is due to expire next month (I was initially refused by doing it online, but when I called and answered the questions in person I got a quote). I have taken out my next policy with another company and again did it on the phone.
Have a list of your dates for any treatment for anything for the last few years to hand, along with any medications you take. Settle in with a cuppa and be prepared for a lot of questions, but it has worked for me.
If you do not declare a previous condition or diagnosis, then you are at risk of not being fully covered should you be unfortunate enough to need to make a claim.’
Travel and cancer information
If you are thinking of going on holiday, Macmillan’s information on travel and holidays can help you get the most out of your trip. Our information includes:
Visit the travel insurance group
Please keep sharing your experiences (good and bad) with us. You can visit the travel insurance group to start a new discussion.
Many thanks to Shadz, Auntyvi and TracyP for contributing to this blog.
Happy holidays and safe travels!
To all those looking for affordable travel insurance with pre existing medical conditions.I have stage 4 cancer and have been treated with chemotherapy, after my treatment was complete I was desperate to get away for a break so with my consultants consent my wife and I decided to go to Spain for a One week break, we booked the hotel, flights and transfers so now needed to get some travel insurance.After having asked MacMillan Cancer Support at the hospital if they have any recommendations they just gave me a booklet about travel (waste of time) so I got on the web and tried Cancer research UK witch have a list of special pre existing medical travel insurance companies which I thought would be suitable for me as they are on their web site so I began the laborious task of going through the list trying to get a competitive price for some insurance. ‘’What an absolute joke’’ some of the quotes from the mainstream providers who promote their service in dealing with pre-existing medical conditions where more than the holiday itself ‘’total rip off’’ until I came Across WORLD FIRST at last a sensible travel insurance company with a good range of cover at a great price so our trip was made possible without having to sell the house to pay for it, however I can’t comment on their claims process simply because I didn’t need to use them.Also in their favour I filled out the application form online but there where a couple of questions which I didn’t fully understand the medical terminology of so not wanting to give an insurance company a get out opportunity should I need to claim I called there phone number and spoke with a very helpful person who went through my application with me to make sure everything was correct and in order what more can I say ‘fantastic’ wouldn’t hesitate to use them again so well done and many thanks to World First for making my trip affordable and possible.Hope this review helps some of you with your journey good luck.
We’ve used World First too this year. They seem very good and at a decent price. Like you, we haven’t found the need (thank goodness) to make a claim. Let’s hope we never do.
Unfortunately I was diagnosed with kidney cancer in May. To add to my woes the ECG at the pre-op assessment showed 'heart failure'.
I had my kidney removed two weeks later and having seen a Cardiologist last week my heart failure is considered 'low' and I have no symptoms. The surgery was a success and my cancer was removed.
I decided to book a few days break in New York with the family however, the travel insurance quotes initially were for between £500 and £700!! After undertaking research the cheapest I could find was £356.
I had a 'brain wave' and telephoned Macmillan who were very helpful and send me the link for this 'Travel Insurance' blog. Reading some of the comments it was clear that Boots Travel Insurance was worth a call. I did just that, and to my amazement I have now purchased travel insurance for £79.04.
Safe payments by:
We're here to provide physical, financial and emotional support. So whatever cancer throws your way, we're right there with you.
© Macmillan Cancer Support
© Macmillan Cancer Support, registered charity in England and Wales (261017), Scotland (SC039907) and the Isle of Man
(604). Also operating in Northern Ireland. A company limited by guarantee, registered in England and Wales company
number 2400969. Isle of Man company number 4694F. Registered office: 89 Albert Embankment, London SE1 7UQ. VAT no: