Welcome to the September 2019 travel insurance update.

As the leaves turn golden brown and the air grows crisper, autumn is a lovely time of year to travel. You may be able to find a cheaper holiday deal and enjoy the milder temperatures and dramatic landscapes of this colourful season. A holiday in October is a great opportunity to visit popular tourist sites at a leisurely pace, with less hectic crowds and shorter queues.

If you are hoping to get away this October, we hope that the discussions on the travel insurance group give you some valuable recommendations.

Thank you to everyone who contributed to the group in September. There were interesting, informative and thought-provoking comments. Several of you managed to find reasonable travel insurance after a cancer diagnosis and shared useful tips with each other.

Success stories

Here are some of your success stories over the past month:

Shadz followed a recommendation in this forum and now has peace of mind:

‘My husband was quoted around £3,000 for a week’s holiday to Italy. We were very tempted to go without insurance, but it did not feel right.

After looking at the Macmillan blog, we tried another travel insurance company. Straightaway he was declined online, but when he phoned it was so much better. They asked a lot more questions about his bowel cancer with metastases, his medications and any hospital admissions.

In the end, we were given a quote under £100. We were gobsmacked but so relieved to have that peace of mind without an extortionate fee.’

Auntyvi and her husband found a reasonable annual multi-trip quote:

‘We have noticed the names of companies mentioned on this community and this morning my husband contacted one of them. We had been waiting for my treatment to finish before trying for a quote.

Excellent, personal and friendly service. Can’t speak highly enough of them and very thorough with the questioning.

We received a quote of £137 for a single 2-week trip. We asked if an annual multi-trip quote was available and were quoted £262. Needless to say, we paid for that immediately.

We are very confident we have obtained very good cover for our circumstances, with all medical information fully investigated.’

Useful tips

Here are some helpful travel insurance tips that you shared over the past month:

TracyP recommends phoning for a quote and declaring your full medical history:

‘I have an annual policy which is due to expire next month (I was initially refused by doing it online, but when I called and answered the questions in person I got a quote). I have taken out my next policy with another company and again did it on the phone.

Have a list of your dates for any treatment for anything for the last few years to hand, along with any medications you take. Settle in with a cuppa and be prepared for a lot of questions, but it has worked for me.

If you do not declare a previous condition or diagnosis, then you are at risk of not being fully covered should you be unfortunate enough to need to make a claim.’

Travel and cancer information

If you are thinking of going on holiday, Macmillan’s information on travel and holidays can help you get the most out of your trip. Our information includes:

  • how cancer treatment may affect your travels
  • information about vaccinations, immunisations and going abroad for treatment
  • taking care of yourself while you are away
  • things to consider when buying travel insurance
  • some of the words and terms you might hear when planning a holiday or getting travel insurance.

Visit the travel insurance group

Please keep sharing your experiences (good and bad) with us. You can visit the travel insurance group to start a new discussion.

Many thanks to Shadz, Auntyvi and TracyP for contributing to this blog.

Happy holidays and safe travels!