Have you had difficulty getting travel insurance after a cancer diagnosis? This blog gives helpful updates on the travel insurance group discussions.
Welcome to the November 2019 travel insurance update.
Now that the days are shorter, and temperatures are falling, many of us long for a warmer climate. Next month, December, is a great time for a winter escape. Children are breaking up for the school holidays and Christmas is just around the corner.
You may be looking forward to visiting family or friends abroad over the festive season. Perhaps you would like to explore a colourful Christmas market or just enjoy some rest and relaxation at the end of the year?
If you are hoping to get away this December, we hope that the discussions on the travel insurance group give you some valuable recommendations.
Thank you to everyone who contributed to the group in November. Several of you managed to find affordable travel insurance after a cancer diagnosis and shared helpful tips.
Here are some of your success stories over the past month:
Shogun1 and his wife shopped around for cover to meet their needs:
‘My wife was diagnosed last year with Duke’s B (bowel cancer that has gone through the muscle layer of the bowel). This was fully removed with surgery and optional chemotherapy.
We tried to get travel insurance and most companies excluded anything to do with her medical history. But one company accepted the previous condition and offered either a single-trip premium of £250 or annual multi-trip cover for £400.
Although the company has received some bad press, as a previous post stated, all insurance companies (or most) will always try to argue any claim. Provided you are honest and open, then they will have very little to argue on.’
Hotdish found a reasonable quote for a trip to Paris after breast cancer treatment:
'My trip is to Paris for 5 days, with no water sports or cruises. I am being treated for breast cancer. I have had a mastectomy and lymph nodes removed, chemotherapy and radiotherapy, which finished 2 weeks ago.
I got several travel insurance quotes and boy did they vary! One came in at £103, the most expensive, and I ended up insuring with another company who offered a single-trip premium for £20.31 with a £100 excess. You can get this cheaper if you increase the excess. That is over £80 cheaper, and they asked the same questions about pre-existing medical conditions: shocking! Cover for medical expenses, cancellation, gadgets, etc., was identical.
I hope this helps others wanting to travel.’
Here are some helpful tips that you shared with each other over the past month:
Mitzie10 recommends phoning travel insurers rather than getting online quotes:
‘In my experience, it is so much better to speak to someone on the phone. It does take a while to go through the process, but it is much easier to explain the different issues and ask for clarification.’
Travel and cancer information
If you are thinking of going on holiday, Macmillan’s information on travel and holidays can help you get the most out of your trip. Our information includes:
Visit the travel insurance group
Please keep sharing your experiences (good and bad) with us. You can visit the travel insurance group to start a new discussion.
Many thanks to shogun1, Hotdish and Mitzie10 for contributing to this blog.
Safe travels and season’s greetings!
My partner has been diagnosed with pancreatic and live cancer and is starting treatment soon. His one wish is to enjoy a sunshine holiday early next year.
can you recommend where we could get travel insurance for a fair price please?
many thanks for your time.
Hi Joolz55 and a warm welcome to the online community
The best place to look for recommendations is in the travel insurance group which I see you've joined. Clicking on the link I've created will take you back there.
Unfortunately, it can be more difficult to find reasonably priced travel insurance when you have a cancer diagnosis. I don't know whether you've had a chance to look through the Member's Stories thread yet in the travel insurance group as it's where the majority of recommendations from other forum members are. Clicking on the link I've created will take you directly to it if you haven't seen it.
Most people recommend that you phone the travel companies rather than try and do online quotes as sometimes they can refer to the underwriters to see if they would cover you when an online quote might just give you a straight refusal.
Make sure you have all the information to hand about your partner's diagnosis and planned treatment before contacting the insurers. This is a list of common questions that insurers might ask when you're applying for insurance. Some insurers might ask for a letter from your partner's doctor to prove that they have given them permission to travel.
I do hope that you can get some reasonably priced travel insurance and that you have a great holiday next year.
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